Property Type: Detached HouseOwnership: Freehold

5058 Heritage Drive

Eagle Bay, BC V0E1T0

$999,999

5 bed3.5 bath5 parking2,752 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,906

Interior

Basement
Full, Remodeled Basement
Heating
Heat Pump, Baseboard heaters
Cooling / A/C
Heat Pump
Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, Valley view, View of water, View (panoramic)

Parking

Total spaces
5 — covered indicated
Features
Attached Garage, RV, Street, Oversize, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
BedroomBasement9'4'' x 9'1''
BedroomBasement11'7'' x 9'1''
2pc BathroomBasement4'8'' x 4'11''
Living roomMain level13'2'' x 27'6''
KitchenMain level16'11'' x 15'5''
OtherMain level27'4'' x 51'10''
Family roomMain level29'1'' x 19'8''
Dining roomMain level12'2'' x 9'3''
BedroomMain level10'4'' x 10'10''
Primary BedroomMain level13'2'' x 15'3''
BedroomMain level11'8'' x 15'4''
3pc Ensuite bathMain level7'2'' x 5'6''
3pc BathroomMain level8'2'' x 6'11''

Listing Information

MLS®
10394977
Listed
July 16, 2026
Time on market
On the market for 46 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Set on 1.21 acres in beautiful Eagle Bay, this fully renovated Shuswap property offers the perfect blend of lake views, privacy, exceptional shop space, and room for all your recreational toys. Surrounded by nature & just a short drive to marinas, boat launches, restaurants this is where Shuswap lifestyle meets everyday functionality. Extensively renovated throughout, the home features a new roof, modern kitchen, flooring, cabinetry, bathrooms, lighting, appliances, upgraded electrical panels, dual A/C units, and a heat pump, offering true move-in-ready living. The main level offers 2,165 sq.ft. with 3 beds, 2 baths, a spacious family room & an open-concept living area designed to capture the surrounding lake and mountain views. The beautifully updated kitchen showcases quartz countertops, quality finishes, and flows seamlessly into the dining and living spaces, making it ideal for entertaining family & friends. The walkout lower level provides an additional 587 sq.ft. with 2 beds, 1 bath & direct outdoor access, creating excellent flexibility for guests. One of the property's standout features is the incredible garage and shop setup. The attached garage measures approximately 51'10"" x 27'4"", while the shop offers 31' x 34' of additional workspace with oversized doors. Ample RV parking, and plenty of room for equipment, projects, and recreational vehicles, this is an exceptional setup for mechanics, contractors, hobbyists, or outdoor enthusiasts. As an added opportunity, the adjoining 1.245-acre parcel may also be available for purchase separately, providing additional space, privacy, or future potential. A rare turnkey Shuswap property where you can comfortably live, work, and enjoy everything Eagle Bay has to offer. (id:63159)

Values & Trends

This listing

$363/sqft

Building average

No other active listings in this building

Eagle Bay average

$531/sqft

15 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle11.2 km
Carlin Elementary MiddleElementary/Middle14.9 km
Eagle River SecondaryK-1218.1 km
Parkview Elementary SchoolElementary18.6 km
North Canoe ElementaryElementary20.4 km
Sorrento ElementaryElementary20.6 km
Shuswap SDA(Independent)Elementary/Middle21.0 km
Salmon Arm SecondarySecondary24.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($75,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,999.00
Periodic payment — Principal & Interest (monthly)$5,161.32
Additional monthly expenses (strata, tax, utilities, etc.)$380.17
Total monthly cost$5,541.49
Interest paid over 5-yr term$229,282.01
Balance at end of term$719,601.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$75,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,112.92

Cash Needed at Closing

Minimum down payment$75,000
Estimated BC PTT$18,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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