Property Type: Detached HouseOwnership: Freehold

5072 PROSPECT STREET

Texada Island, BC V0N3K0

$485,000

2 bed3 bath1,280 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
House
Lot size
10,454 square feet
Frontage
70 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,357

Interior

Heating
Baseboard heaters, Baseboard heaters, Electric, Wood
Fireplace
Yes (1)
Fireplace type
Wood, Woodstove

Parking

Features
Other, Visitor Parking

Room Dimensions

RoomLevelDimensions
Living roomMain level
Dining roomMain level
KitchenMain level
Primary BedroomAbove
2pc BathroomMain level
3pc BathroomAbove
4pc BathroomAbove
BedroomAbove

Listing Information

MLS®
20132
Listed
August 10, 2026
Time on market
On the market for 21 days
Data last synced
August 28, 2026

Listing provided by: 460 REALTY POWELL RIVER · Data source: CREA DDF.

Description

Location! On a quiet street, steps from the Texada Market, Texada Inn, Mary Mary's and the Post Office, this 17 year old, 2 bedroom home offers 2 bathrooms up and another 2 pc on the main. With a wrap around 8' deck you have year-round covered outdoor space and a cooler interior. Enjoy the calming sound of a water feature and use of an adjoining lot. (id:63159)

Values & Trends

This listing

$379/sqft

Building average

No other active listings in this building

Texada Island average

$684/sqft

20 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Powell River

Mostly Cloudy

14°C

Mostly Cloudy

Humidity 100%

Wind NE 3 km/h

Tonight

12°

Tuesday

21°

Tuesday night

15°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Texada ElementaryElementary603 m
Powell River Christian School(Independent)Elementary/Middle6.7 km
Westview ElementaryElementary7.8 km
Westview Learning CentreElementary7.9 km
Assumption School(Independent)Elementary8.9 km
Cote-du-SoleilElementary/Middle9.0 km
Edgehill ElementaryElementary11.2 km
Secondaire BrooksSecondary11.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Banks & ATMs (1)

  • First Credit Union · 2021 Legion Road322 m

Nearby places data: © OpenStreetMap contributors.

School district: Powell RIver (SD47)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$388,000.00
Periodic payment — Principal & Interest (monthly)$2,503.24
Additional monthly expenses (strata, tax, utilities, etc.)$260.42
Total monthly cost$2,763.66
Interest paid over 5-yr term$111,201.92
Balance at end of term$349,007.25

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,543.01

Cash Needed at Closing

Minimum down payment$24,250
Estimated BC PTT$7,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,450

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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