Property Type: Detached HouseOwnership: Freehold

508 HARLOW MOORE Drive

Merritt, BC V1K1B8

$499,900

4 bed1 bath2,184 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.57 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,958.25

Interior

Heating
Stove, Wood
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding
View
Valley view, View (panoramic)

Building

Foundation
Block
Roof
Metal, Unknown

Parking

Features
Carport, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Family roomBasement14'5'' x 16'10''
StorageBasement8'7'' x 6'11''
StorageBasement6'7'' x 7'3''
Primary BedroomMain level13'0'' x 11'7''
BedroomBasement10'11'' x 11'2''
BedroomMain level10'9'' x 9'5''
BedroomBasement12'2'' x 13'8''
Living roomMain level19'6'' x 13'1''
Dining roomMain level7'4'' x 11'5''
KitchenMain level12'5'' x 11'5''
4pc BathroomMain level

Listing Information

MLS®
10392592
Listed
June 24, 2026
Time on market
On the market for 68 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd. · Data source: CREA DDF.

Description

So you want to live in the country? This 4 bedroom house might be for you! The house needs some upgrades but is ready for someone’s ideas. There are 2 bedrooms up and 2 down. The country style kitchen is on the upper floor as is the dining room that has access from the back yard or upper sundeck. There is also a living room that has great views. The basement is mostly finished but the downstairs bathroom is roughed in. The house is sitting on approx. 1.5 acres and has lots of room for gardens and a horse or 2. (Check RL1 zoning for all uses), chickens allowed. There are a few out buildings that are used for storage. The property lines are inside the existing back fence so recommend if property dimensions are important, the buyer should verify. Only 12-15 minutes from Merritt. Close to fishing lakes and all outdoor activities. (id:63159)

Values & Trends

This listing

$229/sqft

Building average

No other active listings in this building

Merritt average

$361/sqft

91 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

12°C

Humidity 76%

Wind NE 6 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Nicola Canford ElementaryElementary12.8 km
Diamond Vale ElementaryElementary13.2 km
Kengard Alternate SchoolSecondary13.9 km
Merritt Central ElementaryElementary14.4 km
Merritt Bench ElementaryElementary14.5 km
Merritt SecondaryElementary14.7 km
Collettville ElementaryElementary15.1 km
Lower Nicola Band School(Independent)Elementary20.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (strata, tax, utilities, etc.)$272.19
Total monthly cost$2,852.34
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,651.85

Cash Needed at Closing

Minimum down payment$24,995
Estimated BC PTT$7,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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