Property Type: Detached HouseOwnership: Freehold

5080 S KINNCUM ROAD

108 Mile Ranch, BC V0K2Z0

$545,500

2 bed1 bath953 sqftBuilt 1969
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.99 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,457.81 (2026)

Interior

Basement
None
Heating
Natural gas
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Composite Siding

Building

Foundation
Concrete Perimeter
Roof
Metal, Conventional

Parking

Features
Garage

Room Dimensions

RoomLevelDimensions
LoftAbove
FoyerMain level
Living roomMain level
Dining roomMain level
KitchenMain level
Primary BedroomMain level
Bedroom 2Main level

Listing Information

MLS®
R3138589
Listed
June 22, 2026
Time on market
On the market for 70 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: PG Direct Realty Ltd (BCNREB) · Data source: CREA DDF.

Description

Visit REALTOR website for additional information. Set on a private 1-acre lot backing onto greenbelt, this charming 2-bedroom, 1-bathroom home offers peaceful Cariboo living with beautiful views toward Watson Lake. The bright kitchen and living room are filled with natural light, creating a warm and inviting space, while the kid friendly loft is perfect for guests, play, or storage. Recent updates include windows, doors, and appliances in 2020, plus the roof and siding in 2026. Outside, enjoy a greenhouse, raised garden beds, detached garage, and a large shed ideal for storage, a workshop, or bunkhouse. Direct access to trails, kayaking, fishing, parks, nearby schools, and outdoor recreation complete the package. (id:63159)

Values & Trends

This listing

$572/sqft

Building average

No other active listings in this building

108 Mile Ranch average

$310/sqft

42 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mile 108 ElementaryElementary1.4 km
100 Mile House ElementaryElementary8.3 km
PSO Outback StorefrontSecondary8.7 km
Peter Skene Ogden SecondarySecondary9.2 km
Lac La Hache ElementaryElementary15.0 km
Forest Grove ElementaryElementary17.8 km
Horse Lake ElementaryElementary21.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,550) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$436,400.00
Periodic payment — Principal & Interest (monthly)$2,815.50
Additional monthly expenses (strata, tax, utilities, etc.)$252.82
Total monthly cost$3,068.32
Interest paid over 5-yr term$125,073.49
Balance at end of term$392,543.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,550
Stress test qualifying rate8.09%
Payment you must qualify for$3,967.47

Cash Needed at Closing

Minimum down payment$29,550
Estimated BC PTT$8,910
Legal / closing costs (typical estimate)$1,500
Total cash needed$39,960

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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