Property Type: Detached HouseOwnership: Freehold

5102 Riverside Drive

Fairmont Hot Springs, BC V0B1L1

$849,000

3 bed3.5 bath2 parking2,473 sqftBuilt 1999
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.51 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$67/mo
Annual property tax
$0

Maintenance Fee Includes

Management

Also included: Other, See Remarks, Reserve Fund Contributions

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
Yes (1)
Fireplace type
Wood, Conventional

Exterior & Lot

View
Mountain view

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full ensuite bathroomMain level9'1'' x 9'2''
BedroomMain level13'3'' x 13'10''
Laundry roomMain level11'4'' x 13'5''
BedroomMain level11'5'' x 13'10''
2pc BathroomMain level5'11'' x 6'3''
4pc Ensuite bathMain level14'4'' x 10'9''
Primary BedroomMain level14'9'' x 23'10''
Dining roomMain level10'11'' x 14'10''
KitchenMain level18'11'' x 11'9''
Living roomMain level15'9'' x 20'3''
FoyerMain level7'5'' x 9'

Listing Information

MLS®
10386294
Listed
May 7, 2026
Time on market
On the market for 116 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Rockies West · Data source: CREA DDF.

Description

**PERFECTION IN FAIRMONT HOT SPRINGS - SINGLE LEVEL BUNGALOW LIVING - EXCEPTIONAL VIEWS AND AN OVERSIZED LOT! PRICED UNDER ASSESSED VALUE** This gorgeous home was built with the homeowner experience in mind and has your needs and wants list covered. Perfect for either full time living or recreational use, the stunning golf course and mountain views from nearly every room in the home are perfectly framed by well placed windows throughout. Bungalow living means no stairs to contend with and effortless movement throughout the single level home. Exceptional build quality with features like tile roofing, new heat pump and propane furnace in 2023, very well insulated, new 2026 Kitchen Aid stovetop, refreshed interior paint, built in vacuum, and a new back deck in 2023. The oversized lot (0.512 ACRES) provides plenty of privacy and room to roam. An attached double garage has your storage needs covered. Enjoy the exclusivity and security of living in a popular gated community just minutes to the Riverside / Mountain side golf courses, the Fairmont Hot Springs, hiking/biking trails, Columbia and Windermere Lake and the many amenities of Invermere and Fairmont. Do not hesitate to make this estate property yours and enjoy it for a lifetime. (id:63159)

Values & Trends

This listing

$343/sqft

Building average

No other active listings in this building

Fairmont/Columbia Lake average

$378/sqft

28 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Windermere ElementaryElementary17.4 km
Martin Morigeau ElementaryElementary18.9 km
Eileen Madson Primary SchoolElementary22.3 km
David Thompson SecondarySecondary22.8 km
J Alfred Laird ElementaryElementary23.0 km
Open Doors Alternate EducationSecondary23.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($59,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,200.00
Periodic payment — Principal & Interest (monthly)$4,381.97
Additional monthly expenses (strata, tax, utilities, etc.)$190.67
Total monthly cost$4,572.64
Interest paid over 5-yr term$194,660.67
Balance at end of term$610,942.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,067.90

Cash Needed at Closing

Minimum down payment$59,900
Estimated BC PTT$14,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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