Property Type: Detached HouseOwnership: Freehold

5114 WESTMINSTER AVENUE

Delta, BC V4K2J2

$1,388,000

3 bed2 bath8 parking1,321 sqftBuilt 1960
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Property Details

Property & Lot

Sub-type
House
Lot size
7,190 square feet
Frontage
66 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,459.25 (2025)

Interior

Heating
Forced air
Fireplace
Yes (1)

Parking

Total spaces
8 — covered indicated
Features
Detached Garage

Listing Information

MLS®
R3138072
Listed
June 20, 2026
Time on market
On the market for 73 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Crest Realty · Data source: CREA DDF.

Description

A fantastic opportunity to enter the market in the heart of Central West Ladner. Situated on a desirable 7,190 sq. ft. corner lot, this property offers approximately 1,321 sq. ft. of living space featuring 3 bedrooms ,a bright office/den ,and 2 bathrooms. The massive 700sf detached garage ,along with ample space for RVs, boats provides extra flexibility. The home has undergone extensive renovations in 2024, including a new roof, kitchen and appliances, bathrooms, flooring, and exterior glass cover, among other updates. Enjoy sunny southern exposure in a neighborhood surrounded by newer homes, making this an ideal holding property. Build your dream home of up to approximately 3,600 sq. ft. (buyer to verify with the City ), or hold for potential subdivision and redevelopment opportunities. (id:63159)

Values & Trends

This listing

$1,051/sqft

Building average

No other active listings in this building

Delta average

$730/sqft

371 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Delta

Monthly figures from the Fraser Valley Real Estate Board for Delta detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

Data unavailable

Average Sale Price

$1,540,000

Jun 2025

Monthly Sales

0

Jul 2026

Active Listings

1

Jul 2026

Sales-to-Active Ratio

100.0%

Feb 2024

Median Days to Contract

27 days

Jun 2025

Average Sale Price

Data available for 5 of 60 months shown — gaps in the line are months FVREB has no reported value for, not zero.

$2,380,000
$1,501,000
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Richmond

Clear

17°C

Clear

Humidity 100%

Wind WNW 13 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

108,455

(2021 Census)

+6.1% since 2016

Density: 603.7/km²

Dwellings: 39,736

Median household income: $108,000

After-tax: $95,000

Immigrant population: 33.1%

Top countries of origin (% of total population)

  • India11.4% · 12,375
  • China3.5% · 3,820
  • United Kingdom2.7% · 2,955
  • Philippines2.5% · 2,680
  • Hong Kong1% · 1,100
  • Taiwan1% · 1,095
  • United States of America0.9% · 950
  • Pakistan0.7% · 775

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

7/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Hawthorne ElementaryElementary570 m
Delta Christian School(Independent)Elementary739 m
Delta SecondarySecondary1.2 km
Neilson Grove ElementaryElementary1.2 km
Ladner ElementaryElementary1.6 km
Port Guichon ElementaryElementary2.0 km
Holly ElementaryElementary2.1 km
Sacred Heart(Independent)Elementary2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Eastbound Linden Dr @ Westminster Ave29 m
Westbound Linden Dr @ Fenton Dr139 m
Northbound Ferry Rd @ Westminster Ave170 m
Southbound Ferry Rd @ Heron Bay Close187 m
Eastbound Linden Dr @ Central Ave246 m

Nearby Places

Restaurants (5+)

  • Maguro Sushi · 5241 Ladner Trunk Road504 m
  • Rice & Noodle · 5217 Ladner Trunk Road568 m
  • The Chopped Leaf · 5209 Ladner Trunk Road596 m
  • Famoso Pizzaria · 5239 Ladner Trunk Road608 m
  • Ricky's · 5239 Ladner Trunk Road609 m

Cafes (4)

  • Starbucks · 5263 Ladner Trunk Road622 m
  • Stir Coffee House · 5085 48 Avenue668 m
  • Cafe de Gourmet685 m
  • Boca Grande Donuts & Mexican Food · 4841 Delta Street768 m

Grocery (4)

  • Bulk Barn · 5225 Ladner Trunk Road549 m
  • FreshCo · 5275 Ladner Trunk Road571 m
  • Jarry's Market678 m
  • Save-On-Foods · 5186 Ladner Trunk Road764 m

Parks (5+)

  • Bentley Drive Kiwanis Park · 5199 Bentley Drive411 m
  • Ladner Lions Park499 m
  • Elliot Street Park Reserve571 m
  • Linden Drive Park704 m
  • Leslie Park738 m

Gyms (5+)

  • Snap Fitness508 m
  • Unnamed · 5000 Bridge Street637 m
  • Open Space Yoga · 4880 Delta Street698 m
  • CoastLife Strength & Conditioning · 4817 Delta Street758 m
  • South Delta Recreational Boxing · 5425 Ladner Trunk Road759 m

Pharmacies (2)

  • London Drugs498 m
  • Pharmasave · 4857 Elliott Street668 m

Banks & ATMs (5+)

  • RBC · 5205 Ladner Trunk Road614 m
  • Envision Financial Savings · 5155 Ladner Trunk Road616 m
  • Scotiabank · 5135 Ladner Trunk Road620 m
  • BMO660 m
  • CIBC · 5045 48 Avenue707 m

Nearby places data: © OpenStreetMap contributors.

School district: Delta (SD37)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($113,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,110,400.00
Periodic payment — Principal & Interest (monthly)$7,163.92
Additional monthly expenses (strata, tax, utilities, etc.)$520.94
Total monthly cost$7,684.86
Interest paid over 5-yr term$318,243.83
Balance at end of term$998,808.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$113,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,798.15

Cash Needed at Closing

Minimum down payment$113,800
Estimated BC PTT$25,760
Legal / closing costs (typical estimate)$1,500
Total cash needed$141,060

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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