Property Type: Condo / ApartmentOwnership: Strata

515F 20th Avenue S

Creston, BC V0B1G1

$509,000

2 bed3.5 bath3 parking1,925 sqftBuilt 2007
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.17 acres

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$217/mo
Annual property tax
$4,251.33

Maintenance Fee Includes

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions

Interior

Heating
Forced air, See remarks
Fireplace
None
Flooring
Tile, Vinyl

Exterior & Lot

Exterior features
Stucco
View
Mountain view

Building

Foundation
Insulated Concrete Forms
Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed with restrictions
Rentals
Not allowed
Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
3pc BathroomLower level5'6'' x 7'10''
DenLower level10' x 11'
Family roomLower level12'5'' x 15'3''
BedroomSecond level10'4'' x 12'4''
4pc Ensuite bathSecond level5' x 8'8''
Primary BedroomSecond level12' x 14'
2pc BathroomMain level4'3'' x 5'
FoyerMain level9' x 9'
Laundry roomMain level6' x 8'
Living roomMain level16' x 18'
Dining roomMain level9' x 10'2''
KitchenMain level8' x 12'

Listing Information

MLS®
10359343
Listed
August 14, 2025
Time on market
On the market for 382 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Creston) · Data source: CREA DDF.

Description

Beautiful Move-In Ready 55+ Strata Home in a Quiet Development! Welcome to this beautifully maintained multi-level split detached home perfectly situated in a small peaceful 55+ strata community. With 2 bedrooms plus a den and 3 bathrooms, this thoughtfully designed home offers both comfort and versatility. The galley kitchen features a newer fridge and dishwasher, while upgraded lighting and durable vinyl plank flooring run throughout the home. French doors open to a private, covered deck—ideal for morning coffee or evening gatherings. The cozy layout flows seamlessly, with bedrooms and living areas thoughtfully separated across levels for privacy and function. Additional highlights include a forced air natural gas furnace replaced in 2019, 200 amp service, vacu-flow connection, and an oversized single-car garage. This home is truly move-in ready—quiet, stylish, and just waiting for you to settle in. (id:63159)

Values & Trends

This listing

$264/sqft

Building average

No other active listings in this building

Creston average

No comparable active listings

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

5,583

(2021 Census)

+4.1% since 2016

Density: 663.9/km²

Dwellings: 2,810

Median household income: $58,800

After-tax: $54,400

Immigrant population: 11.8%

Top countries of origin (% of total population)

  • United Kingdom2.2% · 125
  • United States of America1.8% · 100
  • Germany1.1% · 60
  • Netherlands0.7% · 40
  • China0.6% · 35
  • Hungary0.4% · 20
  • Poland0.4% · 20
  • Mexico0.3% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Kootenay River SecondarySecondary469 m
Adam Robertson ElementaryElementary1.5 km
Erickson ElementaryElementary2.6 km
Kootenay Valley Christian School(Independent)Elementary/Middle2.8 km
Yaqan Nukiy School(Independent)Elementary2.9 km
Canyon/Lister ElementaryElementary3.9 km
Mormon Hills Elementary Secondary(Independent)Elementary/Middle9.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Basasak · 1821 Canyon Street542 m
  • Indian Curry King Takeout · 1521 Canyon Street645 m
  • Buffalo Trails Coffee Shop · 1417 Canyon Street711 m
  • Sun R Chinese Restaurant · 1510 Canyon Street719 m
  • The Bay Leaf · 1403 Canyon Street752 m

Cafes (1)

  • Black Stone Cafe · 1521 Cook Street577 m

Grocery (1)

  • Pealow's Your Independent Grocer · 1501 Cook Street676 m

Parks (5+)

  • Millennium Park452 m
  • Unnamed485 m
  • Burns Park535 m
  • Canyon Street Park730 m
  • ʔak̓uǂni (Ah-kooth-nee) Park · 1103 Cook Street786 m

Gyms (1)

  • Embody Movement Studio · 1217 Canyon Street800 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.1% ($25,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$407,200.00
Periodic payment — Principal & Interest (monthly)$2,627.12
Additional monthly expenses (strata, tax, utilities, etc.)$667.28
Total monthly cost$3,294.39
Interest paid over 5-yr term$116,704.69
Balance at end of term$366,277.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$25,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,714.87

Cash Needed at Closing

Minimum down payment$25,900
Estimated BC PTT$8,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$35,580

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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