Property Type: Detached HouseOwnership: Freehold

517 12th Street S

Golden, BC V0A1H0

$744,000

5 bed2 bath2 parking2,364 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.22 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,805

Interior

Basement
Full
Heating
Forced air
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding
Pool
Above ground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Recreation roomBasement12'1'' x 21'2''
OfficeBasement11'2'' x 13'4''
Utility roomBasement15' x 11'1''
Full bathroomBasement
BedroomBasement11'3'' x 9'4''
BedroomBasement13'1'' x 13'6''
Primary BedroomMain level10'2'' x 13'3''
BedroomMain level8'1'' x 9'10''
BedroomMain level7'11'' x 11'7''
Full bathroomMain level
Dining roomMain level10'6'' x 13'10''
Living roomMain level13'4'' x 12'1''
KitchenMain level12' x 13'10''

Listing Information

MLS®
10389215
Listed
May 28, 2026
Time on market
On the market for 96 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX of Golden · Data source: CREA DDF.

Description

517 12th Street – A Spacious Family Home - Welcome to 517 12th Street, a beautifully updated 5-bedroom, 2-bathroom family home perfectly situated on an oversized lot in one of Golden’s main residential areas. This property offers plenty of room for everyone both inside and out. Step inside to discover a bright, open-concept main floor where the renovated kitchen flows seamlessly into the living and dining areas, creating an inviting space for family gatherings and entertaining guests. Large windows bring in abundant natural light, highlighting the home’s modern finishes and comfortable layout. Downstairs, you’ll find additional living space ideal for a rec room, home office, or guest quarters, offering flexibility to suit your lifestyle. Outside, the expansive yard provides ample room for kids, pets, or gardening, while the attached double-car garage offers secure parking and extra storage for all your gear. With its combination of size, updates, and a fantastic central location, 517 12th Street is the perfect place to call home for any growing family. (id:63159)

Values & Trends

This listing

$315/sqft

Building average

No other active listings in this building

Golden average

$475/sqft

42 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

9°C

Mostly Cloudy

Humidity 100%

Wind ENE 3 km/h

Tonight

Tuesday

24°

Tuesday night

11°

Wednesday

23°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,986

(2021 Census)

+7.5% since 2016

Density: 351.8/km²

Dwellings: 1,892

Median household income: $87,000

After-tax: $76,000

Immigrant population: 11.3%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 100
  • India1.9% · 75
  • Philippines1.4% · 55
  • United States of America1.1% · 45
  • Germany0.8% · 30
  • Italy0.5% · 20
  • France0.4% · 15
  • Netherlands0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Lady Grey ElementaryElementary330 m
Golden Alternate SchoolSecondary684 m
La ConfluenceElementary1.0 km
Alexander Park ElementaryElementary1.6 km
Golden SecondarySecondary1.8 km
Nicholson ElementaryElementary7.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed629 m
  • Unnamed644 m

Nearby places data: © OpenStreetMap contributors.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($49,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$595,200.00
Periodic payment — Principal & Interest (monthly)$3,840.03
Additional monthly expenses (strata, tax, utilities, etc.)$518.42
Total monthly cost$4,358.45
Interest paid over 5-yr term$170,586.03
Balance at end of term$535,384.33

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,400
Stress test qualifying rate8.09%
Payment you must qualify for$5,341.23

Cash Needed at Closing

Minimum down payment$49,400
Estimated BC PTT$12,880
Legal / closing costs (typical estimate)$1,500
Total cash needed$63,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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