Property Type: Detached HouseOwnership: Freehold

5177 CLEARWATER VALLEY Road

Clearwater, BC V0E1N1

$1,950,000

1 bed1 bath2,362 sqftBuilt 1983
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
25.48 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,479.73

Interior

Heating
Radiant/Infra-red Heat, See remarks
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Other

Building

Roof
Metal, Unknown

Parking

Features
RV, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
OfficeMain level13'4'' x 14'8''
4pc BathroomMain level
KitchenMain level8'9'' x 12'0''
Living roomMain level16'8'' x 20'8''
Dining roomMain level11'10'' x 12'0''
Primary BedroomMain level12'2'' x 14'0''

Listing Information

MLS®
10396625
Listed
August 1, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty (Kamloops) · Data source: CREA DDF.

Description

This is a beautiful turnkey property that has been modernized and extended over the past 20 years by the current owners. Previously used as a successful B & B business there are an additional 4 fully furnished bedrooms all with ensuite bathrooms, a breakfast room, hot tub room, sauna with bathroom and house-keepers room. The additional rooms are all joined to the main home with a covered deck and surrounded by landscaped gardens and 25 acres in total. There is a lake with large gazebo and BBQ, a large shop 33' x 29' with heated storage 29' x 15' plus another guest cabin 250sq ft and a storage shed, not to mention the large covered car port 54' x 20'. 3 wells serve the property. There is a separate adjacent log home built in 2013 on 2.5 acres of land offered with this property, contact realtor for details. The home will not be sold separately. (id:63159)

Values & Trends

This listing

$826/sqft

Building average

No other active listings in this building

Wells Gray average

No comparable active listings

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

19°C

Humidity 61%

Wind N 5 km/h

Tonight

Tuesday

26°

Tuesday night

11°

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

2,388

(2021 Census)

+2.8% since 2016

Density: 42.9/km²

Dwellings: 1,145

Median household income: $68,000

After-tax: $62,000

Immigrant population: 6.6%

Top countries of origin (% of total population)

  • United States of America1.7% · 40
  • United Kingdom1.3% · 30
  • Netherlands0.8% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Clearwater SecondaryElementary23.3 km
Raft River ElementaryElementary23.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($390,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,560,000.00
Periodic payment — Principal & Interest (monthly)$10,064.59
Additional monthly expenses (strata, tax, utilities, etc.)$491.31
Total monthly cost$10,555.90
Interest paid over 5-yr term$447,100.48
Balance at end of term$1,403,225.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$390,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,995.85

Cash Needed at Closing

Minimum down payment$390,000
Estimated BC PTT$37,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$428,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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