Property Type: Condo / ApartmentOwnership: Strata

520 SMUGGLERS COVE ROAD

Bowen Island, BC V0N1G1

$2,399,000

3 bed3 bath2,522 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Lot size
1.29 acres
Frontage
0 feet

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$308/mo
Annual property tax
$10,765.07 (2025)

Interior

Basement
Crawl space, Unknown, Unknown
Heating
Forced air, Electric, Wood
Fireplace
Yes (2)

Exterior & Lot

View
View
Waterfront
Waterfront

Parking

Features
Garage

Listing Information

MLS®
R3119397
Listed
May 5, 2026
Time on market
On the market for 118 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

Hood Point West is one of Bowen´s most tightly held WATERFRONT communities, where offerings like this are rare. Perched above Howe Sound in the UNESCO Biosphere and with timeless ocean views, the home sits nearly equidistant between tennis courts and the shoreline. Days unfold with ease: morning matches, forest walks, and quiet evenings whale watching from the deck. Tucked away off a quiet cul-de-sac, the charming setting sets the tone. From the detached 2-car garage, a wooden bridge crosses a creek to a level, tree-lined path, creating a private, tranquil approach. Inside, living spaces are oriented to the view, with clear vertical grain fir windows, doors, and trim adding warmth throughout. A double-sided fireplace separates the intimate living room from the open kitchen, dining, and den, all flowing to 1800+ sf of decking. Upstairs, the primary suite offers a balcony and 5-piece ensuite, alongside a mezzanine flex space. This is a home that pairs thoughtful design with distinguished oceanfront living. (id:63159)

Values & Trends

This listing

$951/sqft

Building average

No other active listings in this building

Bowen Island average

$865/sqft

6 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gibsons

13°C

Humidity 91%

Wind NNW 6 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

4,256

(2021 Census)

+15.7% since 2016

Density: 84.9/km²

Dwellings: 2,036

Median household income: $111,000

After-tax: $95,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • United Kingdom7.3% · 310
  • United States of America3.8% · 160
  • South Africa, Republic of1.9% · 80
  • Hong Kong0.7% · 30
  • Germany0.6% · 25
  • Mexico0.5% · 20
  • Korea, South0.5% · 20
  • France0.4% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bowen Island Community SchoolElementary3.7 km
Island Pacific School(Independent)Middle3.9 km
Gleneagles ElementaryElementary6.8 km
Eagle Harbour MontessoriElementary8.9 km
Lions Bay SchoolElementary9.3 km
Rockridge SecondarySecondary9.6 km
Caulfeild ElementaryElementary10.1 km
Langdale ElementaryElementary10.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Unnamed111 m

Nearby places data: © OpenStreetMap contributors.

School district: West Vancouver (SD45)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($479,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,919,200.00
Periodic payment — Principal & Interest (monthly)$12,382.03
Additional monthly expenses (strata, tax, utilities, etc.)$1,331.09
Total monthly cost$13,713.12
Interest paid over 5-yr term$550,048.24
Balance at end of term$1,726,326.61

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$479,800
Stress test qualifying rate8.09%
Payment you must qualify for$14,757.98

Cash Needed at Closing

Minimum down payment$479,800
Estimated BC PTT$49,970
Legal / closing costs (typical estimate)$1,500
Total cash needed$531,270

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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