Property Type: Detached HouseOwnership: Freehold

5200 Laguna Way

Nanaimo, BC V9T5L7

$1,215,000

4 bed3 bath4 parking3,408 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
House
Lot size
15,212 square feet
Zoning
Residential

RS-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,443

Interior

Heating
Natural gas, Hot Water
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
KitchenAdditional Accommodation12'11 x 10'4
BedroomMain level9'11 x 11'4
Living roomMain level18'0 x 12'11
KitchenMain level10'7 x 11'8
Dining roomMain level10'2 x 12'3
Primary BedroomMain level9'11 x 11'4
BathroomMain level9'3 x 4'11
BathroomMain level9'11 x 4'11
BedroomMain level3'5 x 5'1
Living roomLower level12' x 10'
StorageLower level9'10 x 4'11
OtherLower level6'10 x 9'5
BedroomLower level11'11 x 10'8
BathroomLower level9'4 x 4'11

Listing Information

MLS®
1046969
Listed
August 15, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

Sweeping ocean views define this North Nanaimo home, set near beaches, parks, schools and shopping. Large windows draw the outlook into most rooms, filling the home with natural light. Everyday living is conveniently arranged on the main floor with three bedrooms, laundry and garage access. The living room centres around a cozy fireplace, while the kitchen features an island, ample workspace and an eating nook, with formal dining nearby. From the family room, step onto the massive, partially covered deck for morning coffee, evening meals and ocean-view entertaining. The primary bedroom includes a walk-in closet and ensuite. Downstairs offers an additional bedroom, kitchen area, laundry and walk-out access, plus generous room for storage, hobbies, a workshop or future rec room. The lower yard completes the property with space to garden and enjoy the outdoors. Some photos may be virtually staged or enhanced. Measurements are approximate; verify if important. (id:63159)

Values & Trends

This listing

$357/sqft

Building average

No other active listings in this building

North Nanaimo average

$428/sqft

82 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Sunny

10°C

Mainly Sunny

Humidity 99%

Wind N 2 km/h

Today

21°

Tonight

14°

Wednesday

16°

Wednesday night

12°

Thursday

16°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Frank J. Ney ElementaryElementary455 m
Hammond Bay ElementaryElementary1.9 km
Uplands Park ElementaryElementary2.0 km
Rutherford ElementaryElementary2.0 km
Rock City ElementaryElementary2.4 km
Wellington SecondarySecondary2.5 km
Randerson Ridge ElementaryElementary2.5 km
Dover Bay SecondaryElementary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Laguna Park 2 · 5020 Laguna Way246 m
  • Harry Wipper Park · 5050 Hammond Bay Road293 m
  • Entwhistle/Cabriolet Park · 5250 Entwhistle Drive357 m
  • Oceanview Park361 m
  • Springfield Place Park · 5373 Fillinger Crescent396 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($96,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$972,000.00
Periodic payment — Principal & Interest (monthly)$6,271.01
Additional monthly expenses (strata, tax, utilities, etc.)$873.58
Total monthly cost$7,144.60
Interest paid over 5-yr term$278,577.99
Balance at end of term$874,317.14

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$96,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,600.87

Cash Needed at Closing

Minimum down payment$96,500
Estimated BC PTT$22,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$120,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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