Property Type: Detached HouseOwnership: Freehold

5220 Sutherland Road

Peachland, BC V0H1X2

$860,000

3 bed2 bath2 parking2,551 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
House
Stories
4
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,000

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Brick, Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Primary BedroomFourth level19'9'' x 13'
Full bathroomFourth level10' x 9'
BedroomFourth level10' x 13'
Living roomThird level19'9'' x 13'
KitchenThird level12'9'' x 15'10''
BedroomSecond level11'4'' x 12'9''
Full bathroomSecond level4'8'' x 8'9''
Laundry roomSecond level5'5'' x 8'9''
Living roomSecond level31' x 12'9''
StorageMain level21'3'' x 12'7''
Living roomMain level20'11'' x 13'4''
OfficeMain level12'6'' x 15'10''

Listing Information

MLS®
10389003
Listed
May 27, 2026
Time on market
On the market for 96 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

This quailty built 3 bed, 2 bath family home is located in one of the most desirable neighbourhoods in Peachland! Excellent curb appeal and mature landscaping with a large driveway that has plenty of parking space and even room for an RV or boat! The patio in the front was designed for a patio door to be installed in the family room to create a seamless outdoor living space. Lower level family room has access to a high end bar area that makes a great space to enjoy time with friends. Large unfinished space in the lower level could be used as another full bathroom or just leave as storage. The oversized double garage has 10'6"" tall ceilings and would be ideal for a car lift. It is heated and even has a floor drain! Upstairs the kitchen has great workspace and the dining table nook is perfect for those informal meals. The Dining/Living rooms are one large space and feature access to the covered deck with stunning lakeviews spanning up and down the lake. There is another bedroom, full bathroom and laundry room nearby. The top floor has two more bedrooms and a ""jack and Jill"" style cheater ensuite that doubles as an ensuite and main bathroom. The master bedroom has an awesome sunroom off the back and allows access to the private back yard. Large back patio offers a reprieve from the hot Kelowna Summer heat in the evening. A/C, forced air heat and even a whole home complete built in fire suppresion system to keep home insurnace low! Check out the virtual tour in the media tab! (id:63159)

Values & Trends

This listing

$337/sqft

Building average

No other active listings in this building

Peachland average

$510/sqft

66 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,789

(2021 Census)

+6.7% since 2016

Density: 359.6/km²

Dwellings: 2,936

Median household income: $81,000

After-tax: $72,500

Immigrant population: 15.8%

Top countries of origin (% of total population)

  • United Kingdom5.7% · 330
  • Germany2.3% · 135
  • United States of America1.6% · 90
  • Netherlands0.8% · 45
  • Korea, South0.3% · 20
  • Viet Nam0.3% · 20
  • Italy0.3% · 15
  • China0.3% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Peachland ElementaryElementary1.5 km
Glenrosa Middle SchoolMiddle5.4 km
Webber Road ElementaryElementary5.5 km
Glenrosa ElementaryElementary6.0 km
Helen Gorman ElementaryElementary6.0 km
Our Lady of Lourdes(Independent)Elementary/Middle6.3 km
Shannon Lake ElementaryElementary9.1 km
Sensisyusten House of Learning(Independent)Elementary9.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($61,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$688,000.00
Periodic payment — Principal & Interest (monthly)$4,438.74
Additional monthly expenses (strata, tax, utilities, etc.)$461.33
Total monthly cost$4,900.08
Interest paid over 5-yr term$197,182.78
Balance at end of term$618,858.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$61,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,144.03

Cash Needed at Closing

Minimum down payment$61,000
Estimated BC PTT$15,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$77,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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