Property Type: Detached HouseOwnership: Freehold

5289 Clearwater Valley Road

Clearwater, BC V0E1N1

$699,000

4 bed3 bath2,592 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
10 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,291.49

Interior

Basement
Full
Heating
Stove, Forced air, See remarks, Wood
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Hardwood, Laminate, Carpeted, Mixed Flooring

Exterior & Lot

Exterior features
Wood
Pool
Above ground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Covered, Additional Parking

Room Dimensions

RoomLevelDimensions
BedroomSecondary Dwelling Unit9' x 11'
BedroomSecondary Dwelling Unit7'6'' x 11'
Full bathroomSecondary Dwelling Unit3'6'' x 9'8''
Living roomSecondary Dwelling Unit11' x 17'
KitchenSecondary Dwelling Unit7'6'' x 11'
Utility roomBasement6' x 8'
Mud roomBasement9' x 13'6''
Recreation roomBasement9' x 26'
Laundry roomBasement10'6'' x 12'
4pc BathroomBasement7'6'' x 10'10''
BedroomBasement10'6'' x 14'
3pc BathroomSecond level5'6'' x 8'6''
BedroomSecond level9' x 11'
BedroomSecond level7'6'' x 17'9''
FoyerMain level6' x 11'
3pc BathroomMain level5'4'' x 10'
Primary BedroomMain level10'3'' x 17'6''
Living roomMain level14' x 22'
Dining roomMain level11' x 20'
KitchenMain level11' x 11'6''

Listing Information

MLS®
10393730
Listed
July 6, 2026
Time on market
On the market for 56 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Integrity Realty · Data source: CREA DDF.

Description

Private rural escape on 10 forested acres, just 15 minutes from Clearwater! Built in 2003, this beautifully crafted home offers over 2,500 sq. ft. of bright, open living across 3 levels. Soaring ceilings, skylights, bay windows and warm hardwood floors create an inviting space, with French doors that open to a 12' x 32' sundeck overlooking the peaceful back yard. The impressive kitchen features newer appliances & generous workspace, perfect for gathering and entertaining. The main floor offers convenient one-level living with full bath & spacious primary with walk-in closet. Upstairs you'll find two additional bedrooms, a full bath with soaker tub, and a quaint private terrace. The fully finished basement includes a 4th bedroom, 3rd bathroom, large rec room, laundry, utility room, separate entrance with mudroom, abundant storage, and excellent suite potential. Stay comfortable year-round with a forced-air propane furnace and WETT-certified wood stove. Another incredible feature is the fully serviced 12' x 32' two-bedroom guest cabin with kitchen, full bath, and wood stove—ideal for visitors, extended family, or rental income. Outside, enjoy a fenced garden with raised beds, chicken coop, electric-fenced corral and a 15' x 52' five-bay equipment shed/livestock shelter. After a day of exploring Wells Gray park, unwind in your very own cedar wood-fired sauna with matching shower house. A wonderful opportunity to enjoy private & luxurious country living with easy access to town. (id:63159)

Values & Trends

This listing

$270/sqft

Building average

No other active listings in this building

Clearwater average

$399/sqft

38 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

19°C

Humidity 61%

Wind N 5 km/h

Tonight

Tuesday

26°

Tuesday night

11°

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

2,388

(2021 Census)

+2.8% since 2016

Density: 42.9/km²

Dwellings: 1,145

Median household income: $68,000

After-tax: $62,000

Immigrant population: 6.6%

Top countries of origin (% of total population)

  • United States of America1.7% · 40
  • United Kingdom1.3% · 30
  • Netherlands0.8% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Clearwater SecondaryElementary23.9 km
Raft River ElementaryElementary24.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$320.96
Total monthly cost$3,928.73
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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