Property Type: Land / LotOwnership: Freehold

532 Agate Bay Road

Barriere, BC V0E2E0

$555,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
77.56 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$349.65

Interior

Fireplace
None

Exterior & Lot

Waterfront
Waterfront on creek

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10378072
Listed
March 5, 2026
Time on market
On the market for 179 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Integrity Realty · Data source: CREA DDF.

Description

Here is a place to make your own along with a waterfall! Great Building sites and Homestake Creek running through. Very small potion within the ALR. Address 532 Agate Bay Road (DL 828) land locks DL 829, site of waterfall. Great opportunity to start and build your own place for full-time living. Or do a home-away-from -home. Close to many lakes and great ATVing in the out back. Driveway in. Spectacular views! Maple Leaf & Troublesome Mineral Claims included. Just one hour from Kamloops! (id:63159)

Location Insights

Weather

Nearest station: Clearwater

14°C

Humidity 87%

Wind NW 5 km/h

Tonight

Tuesday

26°

Tuesday night

11°

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

1,765

(2021 Census)

+3% since 2016

Density: 164.5/km²

Dwellings: 848

Median household income: $66,500

After-tax: $62,000

Immigrant population: 6.9%

Top countries of origin (% of total population)

  • United Kingdom2% · 35
  • United States of America1.1% · 20
  • Germany0.8% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Barriere ElementaryElementary22.2 km
Barriere Elementary-SecondaryK-1222.6 km
Sun Peaks SchoolElementary/Middle24.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.5% ($30,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$444,000.00
Periodic payment — Principal & Interest (monthly)$2,864.54
Additional monthly expenses (strata, tax, utilities, etc.)$29.14
Total monthly cost$2,893.67
Interest paid over 5-yr term$127,251.68
Balance at end of term$399,379.44

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$30,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,033.22

Cash Needed at Closing

Minimum down payment$30,500
Estimated BC PTT$9,100
Legal / closing costs (typical estimate)$1,500
Total cash needed$41,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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