Property Type: Land / LotOwnership: Freehold

5371 KALLUM DRIVE

108 Mile Ranch, BC V0K2Z0

$139,900

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Property Details

Property & Lot

Lot size
1.02 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$936.13 (2025)

Interior

Fireplace
None

Listing Information

MLS®
R3116510
Listed
April 28, 2026
Time on market
On the market for 125 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

Imagine settling into retirement on this peaceful 1.02-acre lot in 108 Mile Ranch. With power already in place and RV plugs ready to go, it’s a practical start for your next chapter. This lot backs directly onto the parkland around Sepa Lake, giving you easy access to well-maintained walking trails—great for daily strolls or a bit of fresh air and exercise. You’ll enjoy not having neighbours on the back, along with the quiet that comes from living near nature. The 108 Mile Ranch is a great neighbourhood with shopping and close to town convenience. Whether you're thinking about building right away or securing a spot for the future, this lot is a solid opportunity in a friendly, rural community. There is community water, natural gas at the lot line and fire protection from the 108 Mile VFD. (id:63159)

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mile 108 ElementaryElementary1.2 km
100 Mile House ElementaryElementary9.9 km
PSO Outback StorefrontSecondary10.3 km
Peter Skene Ogden SecondarySecondary10.8 km
Lac La Hache ElementaryElementary13.5 km
Forest Grove ElementaryElementary18.0 km
Horse Lake ElementaryElementary22.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$111,920.00
Periodic payment — Principal & Interest (monthly)$722.07
Additional monthly expenses (strata, tax, utilities, etc.)$78.01
Total monthly cost$800.08
Interest paid over 5-yr term$32,076.59
Balance at end of term$100,672.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,995
Stress test qualifying rate8.09%
Payment you must qualify for$1,021.99

Cash Needed at Closing

Minimum down payment$6,995
Estimated BC PTT$1,399
Legal / closing costs (typical estimate)$1,500
Total cash needed$9,894

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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