Property Type: Detached HouseOwnership: Freehold

538 Rowan Dr

Qualicum Beach, BC V9K1K1

$999,999

3 bed2 bath4 parking2,105 sqftBuilt 2000
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Property Details

Property & Lot

Sub-type
House
Lot size
9,148 square feet
Zoning
Residential

RS1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,695

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Wine CellarMain level4'0 x 7'0
Primary BedroomMain level13'0 x 17'0
Living roomMain level16'2 x 17'0
Laundry roomMain level6'6 x 10'6
KitchenMain level12'0 x 12'3
EntranceMain level7'4 x 8'0
EnsuiteMain level3-Piece
Dining nookMain level12'3 x 13'0
Dining roomMain level11'0 x 11'8
DenMain level7'0 x 9'9
BedroomMain level11'7 x 13'3
BedroomMain level11'0 x 13'7
BathroomMain level4-Piece

Listing Information

MLS®
1047322
Listed
August 21, 2026
Time on market
On the market for 10 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

Discover the perfect blend of comfort and convenience in this sought-after “Sweet Spot” of Qualicum Beach—just moments from walking trails, downtown shopping, and the shoreline. This nicely designed rancher offers 2 bedrooms plus a versatile den, 2 bathrooms, and approximately 2,100 sq ft of thoughtfully developed living space. The heart of the home is the large great room, where a modern aesthetic meets a warm, inviting atmosphere. The custom kitchen is perfect for cooking and entertainment featuring a raised eating bar, extensive cabinetry, and a stylish wine rack—ideal for hosting and everyday living alike. Whether it’s casual get-togethers or lively evenings with friends and family, this space was made to bring people together. At the front of the home, a flexible bonus room offers endless possibilities as a formal dining area, cozy sitting room, or creative studio. Generous room sizes throughout ensure comfort and flexibility, including a spacious primary bedroom with ample room for a full furniture set and a relaxing sitting area. Step outside and enjoy the natural beauty of a private lot backing onto a ravine and creek, where the gentle sound of flowing water adds a peaceful backdrop to your daily life. Seller just completed $70K in upgrades including New Roof, Interior/Exterior Paint, Flooring and Landscaping Clean Up. This is more than a home—it’s a lifestyle. Come experience it for yourself. (id:63159)

Values & Trends

This listing

$475/sqft

Building average

No other active listings in this building

Qualicum Beach average

$624/sqft

69 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 73%

Wind WSW 4 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

9,303

(2021 Census)

+4% since 2016

Density: 517.4/km²

Dwellings: 4,763

Median household income: $76,500

After-tax: $69,000

Immigrant population: 20.4%

Top countries of origin (% of total population)

  • United Kingdom10.7% · 995
  • United States of America1.7% · 160
  • Germany1.1% · 105
  • Netherlands0.6% · 60
  • Philippines0.4% · 35
  • South Africa, Republic of0.3% · 30
  • India0.2% · 20
  • Jamaica0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Qualicum Beach ElementaryElementary746 m
Kwalikum SecondarySecondary2.2 km
Arrowsmith Independent School(Independent)Elementary4.4 km
Arrowview ElementaryElementary4.7 km
Oceanside ElementaryElementary8.1 km
Pass/Woodwinds AlternateSecondary9.3 km
Ecole Secondaire Ballenas SecondarySecondary9.5 km
Springwood ElementaryElementary10.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Qualicum (SD69)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($75,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,999.00
Periodic payment — Principal & Interest (monthly)$5,161.32
Additional monthly expenses (strata, tax, utilities, etc.)$579.58
Total monthly cost$5,740.91
Interest paid over 5-yr term$229,282.01
Balance at end of term$719,601.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$75,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,112.92

Cash Needed at Closing

Minimum down payment$75,000
Estimated BC PTT$18,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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