Property Type: Land / LotOwnership: Freehold

54 Harbour Key Drive

Osoyoos, BC V0H1V3

$798,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.2 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$4,930.01

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, View (panoramic)

Listing Information

MLS®
10392137
Listed
June 19, 2026
Time on market
On the market for 73 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage - Wolstencroft · Data source: CREA DDF.

Description

WATERFRONT BUILD OPPORTUNITY ON PRESTIGIOUS SOLANA BAY. This flat 0.2-acre waterfront lot comes with custom architectural plans by Award Winning Sucasa Designs with Riparian Approval, offering an exceptional opportunity to fast-track a multi-generational lakeside build. Located on Solana Bay with direct access to Osoyoos Lake and walking distance to town, the envisioned residence is designed to embrace light, water, and seamless indoor-outdoor living. Current plans feature a flexible multi-generational layout with 5 bedrooms, including 3 primary suites, 5 bathrooms, a self-contained 1-bedroom suite, and expansive covered decks with stunning water views. The lower level is designed to accommodate two double garages, storage, and recreational space. Significant planning and approvals have already been completed, allowing the next owner to move forward with confidence. Build as designed or tailor the plans to suit your vision in one of Osoyoos’ most sought-after waterfront neighbourhoods. (id:63159)

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary1.5 km
Osoyoos SecondarySecondary2.6 km
Senpaq'cin School(Independent)Elementary18.0 km
Tuc-el-Nuit ElementaryElementary18.9 km
Southern Okanagan SecondarySecondary19.0 km
Southern Okanagan AltSecondary19.0 km
Oliver ElementaryElementary19.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Junction 3 Coffeehouse484 m

Parks (2)

  • Unnamed589 m
  • Unnamed671 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$638,400.00
Periodic payment — Principal & Interest (monthly)$4,118.74
Additional monthly expenses (strata, tax, utilities, etc.)$410.83
Total monthly cost$4,529.57
Interest paid over 5-yr term$182,967.28
Balance at end of term$574,242.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,800
Stress test qualifying rate8.09%
Payment you must qualify for$5,714.95

Cash Needed at Closing

Minimum down payment$54,800
Estimated BC PTT$13,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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