Property Type: Detached HouseOwnership: FreeholdNEW LISTING

540 4 Avenue

Kimberley, BC V1A2R9

$674,800

3 bed2 bath3 parking2,049 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,624.19

Interior

Basement
Full
Heating
Stove, Forced air, Wood
Fireplace
None

Exterior & Lot

View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Carport, RV, Street

Room Dimensions

RoomLevelDimensions
KitchenBasement13'4'' x 9'11''
BedroomBasement15'5'' x 12'7''
Full bathroomBasement6'1'' x 9'1''
Laundry roomBasement6'1'' x 5'8''
Family roomBasement21'4'' x 13'4''
Full bathroomMain level8'8'' x 5'4''
BedroomMain level13'2'' x 9'4''
Primary BedroomMain level13'0'' x 11'6''
KitchenMain level13'0'' x 13'7''
Dining roomMain level9'1'' x 9'4''
Living roomMain level13'3'' x 31'3''

Listing Information

MLS®
10398881
Listed
August 27, 2026
Time on market
On the market for 4 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Check out our 24/7 virtual open house! This charming and updated home in the heart of Kimberley is just steps from walking trails, public transit and provides quick access to the ski hill. Set on an oversized lot, the property offers exceptional outdoor space with a covered rear deck, hot tub, large yard, rear alley access and RV parking. A large carport and separate basement entry add even more functionality. Inside, the main floor feels bright and inviting with oversized windows, low-maintenance flooring and an open-concept living and dining area. The well-appointed kitchen overlooks the rear yard and has tons of counter space. The main floor also features two spacious bedrooms, a full bathroom, and a large enough living room that you could accommodate a third bedroom or den on the main floor if needed. The fully finished basement has its own private exterior entry, but can also be accessed through the home, and offers excellent flexibility for extended family, rental potential, a home-based business or additional living space. It includes two living room areas, a bedroom, bathroom, laundry room and kitchen space. A versatile Kimberley home with space, updates and an excellent location that is perfect for any family at any stage of life. Welcome Home. (id:63159)

Values & Trends

This listing

$329/sqft

Building average

No other active listings in this building

Kimberley average

$426/sqft

25 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Cranbrook

Mainly Clear

13°C

Mainly Clear

Humidity 69%

Wind SW 9 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

8,115

(2021 Census)

+9.3% since 2016

Density: 134.1/km²

Dwellings: 4,263

Median household income: $81,000

After-tax: $72,000

Immigrant population: 8.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 215
  • United States of America0.9% · 75
  • Germany0.7% · 60
  • Netherlands0.5% · 40
  • Philippines0.4% · 30
  • China0.2% · 15
  • Korea, South0.2% · 15
  • Mexico0.1% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Lindsay Park ElementaryElementary504 m
Selkirk Secondary SchoolSecondary995 m
Kimberley Alternate SchoolSecondary1.3 km
Mckim Middle SchoolElementary1.6 km
Kimberley Independent School(Independent)Elementary3.5 km
Les Melezes-doresElementary3.6 km
Marysville ElementaryElementary7.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Lois Creek Park287 m
  • McDougal Park307 m

Gyms (1)

  • Gym 67769 m

Healthcare (1)

  • Kimberley Health Centre and Home Support · 260 4th Avenue465 m

Nearby places data: © OpenStreetMap contributors.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,480) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$539,840.00
Periodic payment — Principal & Interest (monthly)$3,482.86
Additional monthly expenses (strata, tax, utilities, etc.)$570.68
Total monthly cost$4,053.55
Interest paid over 5-yr term$154,719.70
Balance at end of term$485,587.83

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,480
Stress test qualifying rate8.09%
Payment you must qualify for$4,862.32

Cash Needed at Closing

Minimum down payment$42,480
Estimated BC PTT$11,496
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,476

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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