5408 Clark Street
Summerland, BC V0H1Z4
$1,249,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.35 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,877.44
Interior
- Basement
- Full
- Heating
- Heat Pump, Forced air, See remarks
- Cooling / A/C
- Central air conditioning, Wall unit, Heat Pump
- Fireplace
- Yes (1)
- Fireplace type
- Unknown, Decorative
- Flooring
- Tile, Carpeted, Wood
Exterior & Lot
- View
- Lake view, Mountain view, Valley view
Parking
- Total spaces
- 8 — covered indicated
- Features
- Attached Garage, RV, Heated Garage, Additional Parking
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Workshop | Lower level | 21'2'' x 22'10'' |
| Laundry room | Lower level | 4'10'' x 8'1'' |
| Utility room | Lower level | 13'10'' x 4'8'' |
| Storage | Lower level | 10'9'' x 10'5'' |
| 4pc Bathroom | Lower level | 5'0'' x 8'8'' |
| Bedroom | Lower level | 14'1'' x 20'0'' |
| 4pc Bathroom | Lower level | 4'11'' x 9'1'' |
| Bedroom | Lower level | 11'10'' x 18'8'' |
| Full bathroom | Additional Accommodation | 4'11'' x 8'9'' |
| Living room | Additional Accommodation | 12'5'' x 13'8'' |
| Kitchen | Additional Accommodation | 8'10'' x 9'5'' |
| Primary Bedroom | Additional Accommodation | 16'5'' x 12'1'' |
| Other | Main level | 24'0'' x 21'10'' |
| Laundry room | Main level | 5'8'' x 6'0'' |
| Foyer | Main level | 8'2'' x 7'0'' |
| 4pc Bathroom | Main level | 6'9'' x 9'1'' |
| Bedroom | Main level | 12'10'' x 10'7'' |
| Bedroom | Main level | 10'11'' x 9'6'' |
| 4pc Ensuite bath | Main level | 9'5'' x 5'5'' |
| Other | Main level | 4'8'' x 8'2'' |
| Primary Bedroom | Main level | 13'0'' x 23'0'' |
| Dining room | Main level | 9'10'' x 14'2'' |
| Kitchen | Main level | 11'7'' x 14'2'' |
| Living room | Main level | 16'7'' x 15'11'' |
Listing Information
- MLS®
- 10377429
- Listed
- March 12, 2026
- Time on market
- On the market for 172 days
- Data last synced
- August 28, 2026
Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.
Description
Welcome to 5408 Clark Street, a ONE-OF-A-KIND LAKEVIEW PROPERTY IN DESIRABLE SUMMERLAND, offering exceptional lifestyle & income potential. Set on a peaceful 0.353-acre countryside lot, this 3212 sq.ft. rancher w/ full walkout basement features 6 bedrooms & 5 bathrooms w/sweeping lake views from the bright, open-concept main living areas. The spacious layout flows seamlessly to a wraparound deck, perfect for relaxing or entertaining while enjoying the tranquil setting just minutes from town & amenities. Previously operated as a successful 5-star rated ""Front Bench Bed & Breakfast"", the walkout lower level includes 3 fully furnished private 1-bedroom guest suites, each w/ its own bathroom, separate entrance & patio area. One suite functions as a 1-bedroom apartment w/ an efficiency kitchen & living room space, ideal for longer-term rental or extended family. A convenient elevator & lower level laundry simplifies service between levels, while the extra large workshop w/ garage door access offers excellent storage or hobby space. Hot water on demand & brand new stainless steel range & dishwasher add modern comfort to this versatile property. Whether you envision a operating a thriving guest retreat, multigenerational living, or your own private Okanagan getaway, this unique property offers endless possibilities. Experience the views, the tranquility, & the potential—schedule your private showing today & discover what makes this property so special! (id:63159)
Values & Trends
This listing
$389/sqft
Building average
—
No other active listings in this building
Main Town average
$478/sqft
33 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
17°C
—
Humidity 56%
Wind SW 4 km/h
Tonight
12°
Tuesday
27°
Tuesday night
15°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
12,042
(2021 Census)
+3.7% since 2016
Density: 162.6/km²
Dwellings: 5,426
Median household income: $82,000
After-tax: $74,000
Immigrant population: 12.2%
Top countries of origin (% of total population)
- United Kingdom3.3% · 395
- Germany1% · 125
- India0.9% · 110
- United States of America0.8% · 95
- Netherlands0.7% · 85
- Poland0.4% · 50
- Hungary0.3% · 40
- Philippines0.3% · 40
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
11
3/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Summerland Secondary | K-12 | 2.0 km |
| Summerland Montessori School(Independent) | Elementary | 2.2 km |
| Unisus Senior School(Independent) | Secondary | 2.3 km |
| Unisus Junior School(Independent) | Elementary | 2.3 km |
| Trout Creek Elementary | Elementary | 3.4 km |
| Naramata Elementary | Elementary | 4.4 km |
| West Bench Elementary | Elementary | 10.5 km |
| Queens Park Elementary | Elementary | 11.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (1)
- Shaughnessy’s Cove · 12817 South Lakeshore Drive687 m
Cafes (1)
- Unnamed723 m
Parks (1)
- Kinsmen Park557 m
Nearby places data: © OpenStreetMap contributors.
School district: Okanagan-Skaha (SD67)
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Mortgage & Ownership Cost Calculator
Minimum required: 8.0% ($99,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.