Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

541 Bear Road

Salmo, BC V0G1Z0

$849,000

3 bed2.5 bath1,474 sqftBuilt 1973
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
58 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,758.55

Interior

Heating
Baseboard heaters, Stove, Wood
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Wood siding
View
Mountain view

Building

Roof
Metal, Unknown

Parking

Features
RV

Room Dimensions

RoomLevelDimensions
BedroomMain level9'3'' x 12'9''
BedroomMain level13'9'' x 9'
2pc Ensuite bathMain level3'5'' x 5'8''
Primary BedroomMain level11'9'' x 13'9''
4pc BathroomMain level7'8'' x 9'4''
Dining roomMain level9'4'' x 12'4''
Laundry roomMain level8'10'' x 9'9''
Mud roomMain level5'2'' x 10'5''
Living roomMain level14'2'' x 19'9''
KitchenMain level14' x 11'9''

Listing Information

MLS®
10398532
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Rosling Realty · Data source: CREA DDF.

Description

Set on 58 forested acres just 15 minutes south of Salmo, this private retreat is ready for its next chapter. Lovingly handcrafted over the years by the current owners, the 3 bed, 1.5 bath ranch-style home offers 1,474 sq ft filled with warmth and intention. Custom woodwork, large windows, a centrally placed wood stove, newer appliances, and a flexible third bedroom currently used as a den/library create a space that feels both functional and inviting. A spacious wraparound deck welcomes quiet mornings and easy outdoor entertaining, while established trails wind through the trees for walking, biking, snowshoeing, and cross-country skiing. Two creeks, Creggan and Billy (with domestic and irrigation licenses) nourish the landscape and feed peaceful ponds. The 549 sq ft lofted cabin is full of charm, complete with power, propane on-demand hot water, and its own cozy outdoor sitting area. Outbuildings include a 16x16 greenhouse, 16x16 storage/carport, 1,100 sq ft workshop, and 16x40 woodshed. Flat, treed, and offering subdivision potential, all just minutes from Rosebud Lake and the Pend d’Oreille, a truly special property. (id:63159)

Values & Trends

This listing

$576/sqft

Building average

No other active listings in this building

Nelson South/Salmo Rural average

$601/sqft

7 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Trail

18°C

Humidity 50%

Wind NNW 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

1,140

(2021 Census)

-0.1% since 2016

Density: 467.2/km²

Dwellings: 599

Median household income: $54,400

After-tax: $50,000

Immigrant population: 6.6%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 30
  • Germany1.8% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Salmo Elementary SchoolElementary19.0 km
Salmo SecondaryK-1219.1 km
Fruitvale ElementaryElementary23.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($59,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,200.00
Periodic payment — Principal & Interest (monthly)$4,381.97
Additional monthly expenses (strata, tax, utilities, etc.)$303.88
Total monthly cost$4,685.85
Interest paid over 5-yr term$194,660.67
Balance at end of term$610,942.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,067.90

Cash Needed at Closing

Minimum down payment$59,900
Estimated BC PTT$14,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information