5415 Hartnell Road
Vernon, BC V1B3J4
$695,000
Property Details
Property & Lot
- Sub-type
- Other
- Lot size
- 0.98 acres
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $95
Interior
- Fireplace
- None
Listing Information
- MLS®
- 10397735
- Listed
- August 20, 2026
- Time on market
- On the market for 11 days
- Data last synced
- August 28, 2026
Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.
Description
Build your dream custom home in Vernon's highly sought after North BX neighbourhood with all critical site preparation work already complete. This pristine, nearly one acre parcel comes serviced with a private well and septic system already installed, saving you significant upfront capital and months of planning delays. Both FortisBC and BCHydro services are conveniently located right at the property line, while the geotechnical assessment is underway and structural engineering is fully complete. A level, build ready area sits beautifully nestled among mature trees, giving the property an established, serene, and private feel while offering an effortless building site. The property features a desirable west facing orientation positioned to capture sweeping panoramic views toward the surrounding foothills. To streamline your construction project even further, the seller is including the full set of custom architectural plans and active permits for a home designed specifically for this exact parcel, ready to transfer directly to the new owner upon closing. Detailed concept renderings and a concept video preview are available so you can visualize the complete architectural vision before breaking ground. With mature trees, a level site, installed well, septic system, utilities at the line, structural engineering, architectural plans, and permits in place, this private lot is ready for immediate construction. (id:63159)
Location Insights
Weather
16°C
—
Humidity 69%
Wind ESE 14 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
44,519
(2021 Census)
+11% since 2016
Density: 461.7/km²
Dwellings: 21,287
Median household income: $73,500
After-tax: $66,500
Immigrant population: 12.4%
Top countries of origin (% of total population)
- United Kingdom2.3% · 1,030
- Germany1.2% · 550
- United States of America1% · 450
- India0.8% · 355
- Philippines0.7% · 315
- Netherlands0.6% · 270
- Poland0.3% · 150
- South Africa, Republic of0.3% · 125
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| B X Elementary | Elementary | 1.3 km |
| Pleasant Valley Christian Academy(Independent) | Elementary/Middle | 3.7 km |
| Vernon Christian School(Independent) | K-12 | 3.9 km |
| Silver Star Elementary | Elementary | 3.9 km |
| Harwood Elementary | Elementary | 4.0 km |
| Hillview Elementary | Elementary | 4.2 km |
| Vernon Secondary | Elementary | 4.7 km |
| W.L. Seaton Secondary | Secondary | 4.7 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Vernon (SD22)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.