Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

5422 DUTCH CREEK Road

Fairmont Hot Springs, BC V0B1L2

$499,900

1 bed1 bath6 parking840 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
1.5
Lot size
0.25 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$575/mo
Annual property tax
$1,596.07

Maintenance Fee Includes

Also included: Recreation Facilities

Interior

Heating
Baseboard heaters, Stove, Electric, See remarks, Wood
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Carpeted, Linoleum

Exterior & Lot

Exterior features
Cedar Siding
View
Mountain view, View (panoramic)
Pool
Inground pool, Outdoor pool

Building

Roof
Metal, Unknown

Parking

Total spaces
6

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
LoftSecond level20'0'' x 17'0''
Dining roomMain level8'0'' x 11'0''
Full bathroomMain level5'5'' x 7'6''
KitchenMain level7'6'' x 9'0''
Primary BedroomMain level8'6'' x 11'0''
Living roomMain level13'0'' x 17'0''

Listing Information

MLS®
10398413
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Invermere · Data source: CREA DDF.

Description

Welcome to 5422 Dutch Creek Road, a charming pan abode cabin offering the perfect opportunity to enjoy the relaxed Columbia Valley lifestyle. Situated on a spacious 0.25-acre lot in the popular Dutch Creek community, this inviting property features 1 bedroom, 1 bathroom, plus a large loft that provides plenty of additional space for family, guests, as a flexible sleeping area. The warm and welcoming cabin atmosphere with the feature wood burning fireplace makes this an ideal recreational getaway, weekend retreat, or affordable year-round home. Outside, there is plenty of room to relax, entertain, and enjoy those long summer days in the mountains. One of the highlights of living in Dutch Creek is the fantastic selection of community amenities, including a seasonal outdoor swimming pool, pickleball courts, tennis court, basketball court, and disc golf course. Located just minutes from Fairmont Hot Springs, you'll have easy access to golf, skiing, hiking, biking, the Columbia River, hot springs, and endless year-round recreation. If you've been looking for an affordable way to own your own piece of the Columbia Valley, this charming Dutch Creek cabin is ready for you to start making memories. (id:63159)

Values & Trends

This listing

$595/sqft

Building average

No other active listings in this building

Fairmont/Columbia Lake average

$369/sqft

28 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Martin Morigeau ElementaryElementary17.5 km
Windermere ElementaryElementary18.4 km
Eileen Madson Primary SchoolElementary23.0 km
David Thompson SecondarySecondary23.6 km
J Alfred Laird ElementaryElementary23.8 km
Open Doors Alternate EducationSecondary24.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (strata, tax, utilities, etc.)$750.01
Total monthly cost$3,330.15
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,651.85

Cash Needed at Closing

Minimum down payment$24,995
Estimated BC PTT$7,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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