Property Type: Detached HouseOwnership: Freehold

5423 3A Highway

Wynndel, BC V0B2N0

$699,000

4 bed2 bath23 parking1,996 sqftBuilt 2011
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
7.43 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,777.45

Interior

Basement
Full
Heating
Other
Fireplace
None
Flooring
Laminate, Other

Exterior & Lot

Exterior features
Stone, Vinyl siding
View
Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
23 — covered indicated
Features
Attached Garage, RV, Oversize, See Remarks, Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomMain level10'8'' x 10'0''
4pc BathroomMain level
4pc Ensuite bathMain level
BedroomMain level10'0'' x 7'6''
FoyerMain level8'0'' x 8'0''
SunroomMain level11'0'' x 9'6''
Primary BedroomMain level16'0'' x 13'0''
BedroomMain level11'6'' x 11'0''
OtherMain level10'0'' x 8'6''
Dining roomMain level15'0'' x 12'0''
KitchenMain level17'0'' x 13'0''
Living roomMain level22'0'' x 15'0''

Listing Information

MLS®
10383134
Listed
April 15, 2026
Time on market
On the market for 138 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Desirable Wynndel Area !! - Rural Setting !! 7.426 Acres . Fire Protection . Custom Built Home . Never smoked in. Awaiting Your Finishing Touches and Final Occupancy Permit . 1,996 SF Main Level . 1,876 Lower Level . Attached oversized Double car garage / Workshop . Main Level - Open large Living Room , Dining Area and Kitchen . Sky Lights , Pantry , Sunroom , Office . 4 Bedrooms and 2 Bathrooms . Master with large 7' x 11' Walk - in Closet and 5 piece Ensuite . Open unfinished Lower Level for your ideas to finish . Beautifully Treed Private Acreage . Well and 2 Water Licenses . With undeveloped space in Basement Endless possibilities . Care Home , More Bedrooms , Rental Suite , In-Law Suite . Huge Rec Room . Quick Possession Available !!! SELLER MOTIVATED !!!! (id:63159)

Values & Trends

This listing

$350/sqft

Building average

No other active listings in this building

Wynndel/Lakeview average

$376/sqft

7 active listing(s)

Parking: 23 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Kootenay Valley Christian School(Independent)Elementary/Middle9.5 km
Adam Robertson ElementaryElementary10.6 km
Kootenay River SecondarySecondary11.7 km
Erickson ElementaryElementary13.4 km
Yaqan Nukiy School(Independent)Elementary14.2 km
Canyon/Lister ElementaryElementary15.0 km
Mormon Hills Elementary Secondary(Independent)Elementary/Middle21.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$414.79
Total monthly cost$4,022.56
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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