Property Type: Land / LotOwnership: Freehold

545 Church Avenue

Oliver, BC V0H1T0

$200,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.14 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,550.63

Interior

Fireplace
None

Listing Information

MLS®
10393499
Listed
July 2, 2026
Time on market
On the market for 60 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage South Country · Data source: CREA DDF.

Description

Phenomenal development opportunity in the heart of Canada's wine capital. Zoning changes and Official Community Plan modifications already in place: Rezoned RH2/High Density Residential: uses include apartment building, townhomes, and home occupation. Plans in place to build new multi-level town homes with rooftop decks and garages. Purchaser would benefit from significant pre-paid soft cost investments including offsite levies, development charges and utility connections. Note: lot is subject to an easement requiring allocation of 5 parking spaces in any development plans, in favour of the adjacent property at 511 Church. 511 Church parcel is also being offered for sale separately (mls#: 10393467), as well as 545 and 511 Church being offered for sale together (mls: 10393143). (id:63159)

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Tuc-el-Nuit ElementaryElementary263 m
Southern Okanagan SecondarySecondary290 m
Southern Okanagan AltSecondary290 m
Oliver ElementaryElementary297 m
Senpaq'cin School(Independent)Elementary2.1 km
Cawston Primary SchoolElementary15.2 km
Okanagan Falls ElementaryElementary17.7 km
Osoyoos ElementaryElementary18.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Pappa's Firehall Bistro · 6077 Main Street278 m
  • Taco Riendo307 m
  • Oliver Eats · 6060 Station Street338 m
  • Savvios Family Restaurant · 5948 Main Street495 m
  • M & J's Country Kitchen · 5955 Ol588 m

Cafes (1)

  • Medici’s Café and Gelateria · 522 Fairview Road202 m

Grocery (1)

  • No Frills · 5955 Main Street506 m

Parks (5+)

  • Unnamed150 m
  • Triangle Park225 m
  • Unnamed284 m
  • Kinsmen Spray Park · 225 Park Drive400 m
  • Lion's Park · 6607 Station Street406 m

Pharmacies (2)

  • Pharmasave · 6323 Main Street210 m
  • Shoppers Drug Mart · 5955 Main Street545 m

Banks & ATMs (2)

  • CIBC · 6286 Okanagan Highway149 m
  • RBC · 6306 Main Street174 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($10,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$160,000.00
Periodic payment — Principal & Interest (monthly)$1,032.27
Additional monthly expenses (strata, tax, utilities, etc.)$129.22
Total monthly cost$1,161.48
Interest paid over 5-yr term$45,856.46
Balance at end of term$143,920.52

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$10,000
Stress test qualifying rate8.09%
Payment you must qualify for$1,461.03

Cash Needed at Closing

Minimum down payment$10,000
Estimated BC PTT$2,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$13,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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