Property Type: Land / LotOwnership: Freehold

550 MacLeod Street

Kitchener, BC V0B2W2

$225,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
1.76 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$776.51

Interior

Fireplace
None

Listing Information

MLS®
10389308
Listed
May 29, 2026
Time on market
On the market for 94 days
Data last synced
August 28, 2026

Listing provided by: Malyk Realty · Data source: CREA DDF.

Description

1.76 Acres of beautiful land with mountain views. Septic system and Electricity and water already set up. The rig shack is all set up with propane and electric, AC, washer, dryer featuring 1 bed, 1 bathroom, but is non conforming. Tucked up in the trees this property gives you privacy and peace and quiet. C can for safe storage. room for RVs and friends, Buy now build later. If you are looking for a place out in nature seasonal or year round call your agent today! (id:63159)

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Canyon/Lister ElementaryElementary12.0 km
Erickson ElementaryElementary12.3 km
Kootenay River SecondarySecondary14.4 km
Adam Robertson ElementaryElementary14.8 km
Kootenay Valley Christian School(Independent)Elementary/Middle15.4 km
Yaqan Nukiy School(Independent)Elementary16.8 km
Mormon Hills Elementary Secondary(Independent)Elementary/Middle17.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($11,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$180,000.00
Periodic payment — Principal & Interest (monthly)$1,161.30
Additional monthly expenses (strata, tax, utilities, etc.)$64.71
Total monthly cost$1,226.01
Interest paid over 5-yr term$51,588.52
Balance at end of term$161,910.58

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$11,250
Stress test qualifying rate8.09%
Payment you must qualify for$1,643.66

Cash Needed at Closing

Minimum down payment$11,250
Estimated BC PTT$2,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$15,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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