Property Type: DuplexOwnership: Freehold

5527 48 STREET

Fort Nelson, BC V0C1R0

$199,900

7 bed4 bath2,688 sqftBuilt 1970
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2
Lot size
15,000 square feet

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Annual property tax
$2,937.81 (2026)

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Concrete Perimeter
Roof
Metal, Conventional

Parking

Features
Detached Garage, Tandem

Listing Information

MLS®
R3150415
Listed
July 30, 2026
Time on market
On the market for 32 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Century 21 Energy Realty · Data source: CREA DDF.

Description

Incredible opportunity on this well-maintained front/back duplex rancher with basement, set on a generous 100' x 150' double lot. Built solid in 1970 on a concrete foundation, this property offers versatility—ideal for investors, extended families, or those seeking mortgage helpers. The front unit features 3 bedrooms and 2 full baths, while the back unit offers 4 bedrooms and 1.5 baths. Both have bright, spacious interiors thanks to large windows - most of which have been replaced. Exterior upgrades include vinyl siding and a durable tin roof. Outside, enjoy a sundeck, multiple storage sheds and loads of parking. Huge Bonus: an impressive 30'x50' garage with 3-piece bathroom and hot water on demand—perfect for work or play. A great property with space, flexibility, and value! (id:63159)

Values & Trends

This listing

$74/sqft

Building average

No other active listings in this building

Fort Nelson average

$79/sqft

3 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

16°C

Partly Cloudy

Humidity 66%

Wind E 9 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
J S Clark ElementaryElementary340 m
G W Carlson ElementaryElementary422 m
R L Angus ElementaryElementary1.1 km
Fort Nelson SecondarySecondary1.2 km
Chalo School(Independent)K-127.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Save-On-Foods728 m

Shopping (1)

  • FIELDS · 5107 Airport Drive675 m

Nearby places data: © OpenStreetMap contributors.

School district: Fort Nelson (SD81)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$159,920.00
Periodic payment — Principal & Interest (monthly)$1,031.75
Additional monthly expenses (strata, tax, utilities, etc.)$378.82
Total monthly cost$1,410.57
Interest paid over 5-yr term$45,833.53
Balance at end of term$143,848.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,995
Stress test qualifying rate8.09%
Payment you must qualify for$1,460.30

Cash Needed at Closing

Minimum down payment$9,995
Estimated BC PTT$1,999
Legal / closing costs (typical estimate)$1,500
Total cash needed$13,494

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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