Property Type: Detached HouseOwnership: Freehold

5528 189A STREET

Surrey, BC V3S6X1

$1,609,000

8 bed6 bath6 parking4,342 sqftBuilt 2008
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Amenities

Also listed: Storage - Locker, Laundry - In Suite

Property Details

Property & Lot

Sub-type
House
Lot size
6,027 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,997.85 (2025)

Interior

Basement
Finished, Full, Separate entrance
Heating
Baseboard heaters, Radiant heat, Hot Water
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
6 — covered indicated
Features
Garage, Other

Listing Information

MLS®
R3145216
Listed
July 10, 2026
Time on market
On the market for 52 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Treeland Realty · Data source: CREA DDF.

Description

Stunning 3-Storey w/2 Unauth suites in a sought-after neighbourhood! Offering 4,665sf of designed living space, this impressive residence features 7Bdrms/6Bths, making it ideal for large or multi-generational families. Bright open-concept main showcases soaring ceilings in formal living/dining rooms, radiant heating & elegant crown mouldings. Gourmet kitchen equipped w/large island, breakfast bar, granite counters, SS appliances & sep wok kitchen. F/finished walkout Bsmt incls 2 suites w/sep entry, providing excellent mortgage-helper potential. Updates incl hardwood floors, HW tank, prim suite bth & 2nd flr AC cooling main flr too. Step outside to the f/fenced backyard w/mature trees, creating a private setting for entertaining & outdoor enjoyment. Near schools, parks, shopping & transit. (id:63159)

Values & Trends

This listing

$371/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 6 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sunrise Ridge ElementaryElementary1.1 km
Latimer Road ElementaryElementary1.1 km
Bibleway Christian Academy(Independent)Elementary1.2 km
Martha Currie ElementaryElementary1.3 km
Gwa'sala-'Nakwaxda'xw School(Independent)Elementary1.7 km
Don Christian ElementaryElementary1.9 km
Hillcrest ElementaryElementary2.2 km
Nicomekl ElementaryElementary2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Eastbound Hwy 10 @ 188 St330 m
Westbound Hwy 10 @ 192 St382 m
Westbound Hwy 10 @ 188 St410 m
Westbound 54 Ave @ 192 St528 m
Eastbound 56 Ave @ Hwy 10708 m

Nearby Places

Restaurants (1)

  • Sahota's Live Grill · 19219 56 Avenue518 m

Parks (2)

  • Clover Ridge Park609 m
  • Unnamed659 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($321,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,287,200.00
Periodic payment — Principal & Interest (monthly)$8,304.58
Additional monthly expenses (strata, tax, utilities, etc.)$800.15
Total monthly cost$9,104.73
Interest paid over 5-yr term$368,915.22
Balance at end of term$1,157,840.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$321,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,898.12

Cash Needed at Closing

Minimum down payment$321,800
Estimated BC PTT$30,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$353,480

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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