5538 Lakeshore Road
Kelowna, BC V1W4J4
$3,995,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.43 acres
- Frontage
- 109 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $13,345.46
Interior
- Basement
- Full
- Heating
- See remarks
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (2)
- Fireplace type
- Gas, Unknown
- Flooring
- Tile, Hardwood, Carpeted
Exterior & Lot
- Exterior features
- Stucco
- View
- City view, Lake view, Mountain view, View of water, View (panoramic), Unknown
- Waterfront
- Waterfront on lake
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 6 — covered indicated
- Features
- Attached Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Lower level | 11'9'' x 11'9'' |
| Bedroom | Lower level | 13'2'' x 12'11'' |
| 4pc Bathroom | Lower level | 11'0'' x 10'8'' |
| 2pc Bathroom | Lower level | 3'9'' x 6'9'' |
| Dining room | Main level | 5'9'' x 8'6'' |
| Den | Main level | 12'6'' x 25'0'' |
| Primary Bedroom | Main level | 13'4'' x 16'9'' |
| Living room | Main level | 15'3'' x 22'6'' |
| Laundry room | Main level | 10'2'' x 8'11'' |
| Kitchen | Main level | 10'3'' x 12'3'' |
| Dining room | Main level | 14'0'' x 13'7'' |
| 5pc Ensuite bath | Main level | 15'1'' x 8'4'' |
| 2pc Bathroom | Main level | 3'6'' x 6'9'' |
Listing Information
- MLS®
- 10394544
- Listed
- July 13, 2026
- Time on market
- On the market for 49 days
- Data last synced
- August 28, 2026
Listing provided by: Coldwell Banker Horizon Realty · Data source: CREA DDF.
Description
RENOVATED WATERFRONT home in Kelowna’s prestigious Upper Mission, offering approximately 98 ft of lakeshore with deep water off dock and panoramic lake views. Set on a 0.43 acre lot with a gentle slope to the shoreline, this property combines privacy, natural beauty, and exceptional outdoor living. The main level is professionally curated for seamless one-level living, featuring an open-concept layout enhanced by vaulted ceilings, exposed wood beam accents, shiplap and expansive picture windows that frame the lake and valley views. The chef-inspired kitchen is appointed with premium JennAir appliances, including 6-burner gas range, panelled fridge/freezer, waterfall quartz island, and custom cabinetry. The primary suite offers sweeping 180-degree lake views, a walk-in closet, and spa-inspired ensuite complete with glass shower, freestanding soaker tub, double vanity, and heated smart toilet. The lower level features games room, pool table, wet bar, all complemented by floor-to-ceiling windows capturing the lake views. Also, two additional bedrooms, media room, and infrared sauna. Outdoor living is elevated with patio areas, hot tub and outdoor shower. A lakeside change room with half bathroom and second laundry enhances convenience after enjoying the waterfront. Ideally located just minutes from CedarCreek Estate Winery, hiking and biking trails, and the amenities of Upper Mission and Kettle Valley. VACANT and READY TO ENJOY THIS SUMMER! (id:63159)
Values & Trends
This listing
$1,139/sqft
Building average
—
No other active listings in this building
Upper Mission average
$864/sqft
64 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
Clear
Humidity 76%
Wind NNW 4 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
4
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Chute Lake Elementary | Elementary | 3.0 km |
| Lakeside School Kelowna(Independent) | Elementary | 4.9 km |
| Anne McClymont Elementary | Elementary | 5.6 km |
| Okanagan Mission Secondary | Elementary | 5.8 km |
| Bellevue Creek Elementary | Elementary | 6.0 km |
| Canyon Falls Middle School | Middle | 6.2 km |
| Dorothea Walker Elementary | Elementary | 6.4 km |
| Chief Tomat Elementary | Elementary | 6.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (1)
- Vineyard Terrace Restaurant675 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($799,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.