Property Type: Detached HouseOwnership: Freehold

5556 Vernon/Kamloops Highway

Westwold, BC V0E1W0

$649,000

2 bed2.5 bath3 parking2,050 sqftBuilt 1945
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.1 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,450

Interior

Basement
Partial
Heating
Baseboard heaters, Forced air, See remarks
Fireplace
None

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Attached Garage, Heated Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
OtherSecond level31' x 37'
Recreation roomSecond level16' x 36'
Partial bathroomSecond level6' x 10'
BedroomMain level10' x 11'
Laundry roomMain level5' x 11'
Dining roomMain level14' x 11'
Full bathroomMain level6' x 10'
Primary BedroomMain level12' x 19'
Living roomMain level10' x 16'
KitchenMain level10' x 14'

Listing Information

MLS®
10397179
Listed
August 7, 2026
Time on market
On the market for 24 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Lots of room for the growing family, between Vernon and Kamloops, this home offers 2 bedrooms on the main floor, large living and dining room, main floor laundry, upstairs is an unfinished bathroom, unfinished basement, large 3 stall attached garage, large bonus room above the garage, this property has loads of storage space available, new well pump and blader, good cell and internet service, room for animals and enjoy the rural lifestyle this property has to offer. (id:63159)

Values & Trends

This listing

$317/sqft

Building average

No other active listings in this building

Monte Lake/Westwold average

$415/sqft

6 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Westwold ElementaryElementary690 m
Falkland Elementary Junior SchoolElementary/Middle13.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (strata, tax, utilities, etc.)$223.83
Total monthly cost$3,573.54
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,683.77

Cash Needed at Closing

Minimum down payment$39,900
Estimated BC PTT$10,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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