Property Type: Mobile / ManufacturedOwnership: Freehold

5557 Horne St

Union Bay, BC V0R3B0

$469,900

2 bed1 bath3 parking1,070 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
Manufactured Home
Lot size
6,970 square feet
Zoning
Residential

R-1

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Freehold
Annual property tax
$2,437

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
StorageMain level4'10 x 12'0
BedroomMain level5'6 x 10'7
StorageMain level15'3 x 11'4
Primary BedroomMain level9'3 x 11'8
Living roomMain level16'9 x 11'3
Laundry roomMain level16'9 x 4'11
KitchenMain level13'4 x 11'4
BathroomMain level4-Piece

Listing Information

MLS®
1033008
Listed
April 21, 2026
Time on market
On the market for 132 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (CT) · Data source: CREA DDF.

Description

Cozy & Affordable in Union Bay! Ocean views from this charming 3-bedroom single-wide manufactured home with a single garage and laminate flooring. Enjoy a large front patio, perfect for relaxing outdoors, and take advantage of the wonderful location - walking distance to the post office, stores, bank, restaurants, café, and pub. Just a two-minute drive to the boat launch where you can go crabbing, prawning, and fishing. Small but cozy, this home offers great value and a relaxed coastal lifestyle in the friendly seaside community of Union Bay. (id:63159)

Values & Trends

This listing

$439/sqft

Building average

No other active listings in this building

Union Bay/Fanny Bay average

$673/sqft

1 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Comox

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Denman Island Community SchoolElementary7.3 km
Royston ElementaryElementary8.3 km
Beachcombers Academy(Independent)Elementary9.4 km
Phil & Jennie Gaglardi Academy(Independent)K-1211.1 km
Ecole Robb RoadElementary11.3 km
Cumberland Community SchoolElementary/Middle11.4 km
École Au coeur de l'îleK-1211.7 km
Brooklyn ElementaryElementary11.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • The Highwayman Saloon · 5467 South Island Highway428 m

Cafes (1)

  • Bean There207 m

Banks & ATMs (1)

  • Union Bay Credit Union · 313 McLeod Road229 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$375,920.00
Periodic payment — Principal & Interest (monthly)$2,425.31
Additional monthly expenses (strata, tax, utilities, etc.)$257.08
Total monthly cost$2,682.39
Interest paid over 5-yr term$107,739.75
Balance at end of term$338,141.26

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,495
Stress test qualifying rate8.09%
Payment you must qualify for$3,432.70

Cash Needed at Closing

Minimum down payment$23,495
Estimated BC PTT$7,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,393

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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