Property Type: Detached HouseOwnership: Freehold

556 Coal Harbour Rd

Coal Harbour, BC V0N1K0

$520,000

5 bed3 bath10 parking3,975 sqftBuilt 1974
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Property Details

Property & Lot

Sub-type
House
Lot size
16,117 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,854

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
Family roomLower level20'6 x 16'10
Hobby roomLower level11'5
BedroomLower level
BedroomMain level9'9
BedroomMain level12'4
BedroomMain level11'3
Primary BedroomMain level16'4
Living roomMain level13'3
Eating areaMain level13'10
KitchenMain level13'7
BathroomMain level4-Piece
BathroomMain level4-Piece
EnsuiteMain level3-Piece

Listing Information

MLS®
1046768
Listed
August 15, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Advance Realty · Data source: CREA DDF.

Description

Expansive at almost 4,000 sq. ft., this ranch-style home offers convenient main-level living with a full walk-out basement and plenty of space for family, guests, or recreation. Brimming with character, the home features Tuscan-inspired brickwork and warm rustic wood accents that create a cozy, inviting atmosphere. Set on a private 0.37-acre lot surrounded by mountains and mature trees, the property offers a peaceful West Coast setting. A wraparound driveway and garage provide ample room for boats, RVs, and additional parking. The main level features two bedrooms plus a spacious primary bedroom retreat complete with a large soaker tub. Downstairs, you’ll find a cozy family room, expansive games room, hobby room, additional bedroom, and full bathroom—creating the ultimate entertainment space or comfortable guest suite. Located in the peaceful and sought-after community of Coal Harbour, just minutes from the marina and incredible fishing, and only 15 minutes from Port Hardy, this unique property would make an exceptional family home, coastal getaway, or vacation rental. (id:63159)

Values & Trends

This listing

$131/sqft

Building average

No other active listings in this building

Port Hardy average

$296/sqft

5 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Port Hardy

Mostly Cloudy

14°C

Mostly Cloudy

Humidity 96%

Wind N 2 km/h

Tonight

10°

Tuesday

17°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Port Hardy SecondarySecondary14.1 km
Eagle View ElementaryElementary14.5 km
Fort Rupert ElementaryElementary14.8 km
Eke Me-Xi SchoolElementary15.4 km
Avalon Adventist Christian Academy(Independent)Elementary/Middle15.5 km
Sea View Elementary SchoolElementary20.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vancouver Island North (SD85)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.2% ($27,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$416,000.00
Periodic payment — Principal & Interest (monthly)$2,683.89
Additional monthly expenses (strata, tax, utilities, etc.)$436.83
Total monthly cost$3,120.72
Interest paid over 5-yr term$119,226.80
Balance at end of term$374,193.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$27,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,791.00

Cash Needed at Closing

Minimum down payment$27,000
Estimated BC PTT$8,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$36,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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