Property Type: Land / LotOwnership: Freehold

556 E BLUFF ROAD

Galiano Island, BC V0N1P0

$895,000

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Property Details

Property & Lot

Lot size
10.04 acres
Frontage
374 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$3,490 (2024)

Interior

Fireplace
None

Listing Information

MLS®
R2991033
Listed
April 17, 2025
Time on market
On the market for 502 days
Tax assessment year
2024
Data last synced
August 28, 2026

Listing provided by: Hugh & McKinnon Realty Ltd. · Data source: CREA DDF.

Description

Sunny 10-acre property on Galiano´s south end near Hidden Beach trailhead, Bluff Park, Matthews Point, and Active Pass. Walk to Sturdies Bay ferry, shops, and cafes. A mix of meadow and pasture with rich soil, full sun, two wells, three ponds, seasonal creek, and power. Ideal for growing, grazing, orchards, or horses. Includes a 33' x 97' greenhouse, fencing, and several outbuildings. Multiple potential building sites. Zoning allows for 2 dwellings, 2 cottages, and additional structures. A rare, fertile parcel in a prime location. (id:63159)

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Galiano Community SchoolElementary2.3 km
Mayne Island SchoolElementary3.6 km
Pender Islands Elem-SecondaryElementary/Middle11.9 km
Salt Spring ElementaryElementary13.3 km
Saturna Island Elementary SecondaryK-1213.6 km
Gulf Islands SecondarySecondary13.7 km
Phoenix PlaceSecondary13.7 km
Fernwood ElementaryElementary16.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Galiano Lions Park462 m
  • Matthews Point Regional Park Reserve524 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$716,000.00
Periodic payment — Principal & Interest (monthly)$4,619.39
Additional monthly expenses (strata, tax, utilities, etc.)$290.83
Total monthly cost$4,910.22
Interest paid over 5-yr term$205,207.66
Balance at end of term$644,044.32

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,386.25

Cash Needed at Closing

Minimum down payment$64,500
Estimated BC PTT$15,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$81,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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