Property Type: Detached HouseOwnership: Freehold

5576 Upper Mission Drive

Kelowna, BC V1W5M4

$2,980,000

5 bed6.5 bath9 parking4,827 sqftBuilt 2018
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.29 acres
Frontage
82 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$10,714.94

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Tile, Hardwood, Carpeted

Exterior & Lot

Exterior features
Stone, Stucco, Wood siding
View
City view, Lake view, Mountain view, Valley view, View of water, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
9 — covered indicated
Features
Attached Garage

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Wine CellarBasement4'10'' x 6'4''
3pc BathroomBasement5'6'' x 9'0''
3pc Ensuite bathBasement6'10'' x 11'6''
BedroomBasement13'8'' x 16'6''
3pc Ensuite bathBasement11'0'' x 5'4''
BedroomBasement14'2'' x 14'8''
Recreation roomBasement18'8'' x 28'8''
OtherBasement8'2'' x 9'6''
3pc Ensuite bathBasement10'6'' x 5'0''
MediaBasement18'2'' x 16'2''
BedroomBasement16'0'' x 13'10''
2pc BathroomMain level6'6'' x 6'2''
BedroomMain level11'10'' x 10'8''
FoyerMain level8'6'' x 12'4''
Mud roomMain level7'10'' x 10'8''
Laundry roomMain level7'10'' x 10'6''
KitchenMain level5'6'' x 18'2''
5pc Ensuite bathMain level13'10'' x 13'8''
Primary BedroomMain level16'0'' x 13'10''
KitchenMain level14'10'' x 10'0''
Dining roomMain level18'0'' x 14'2''
Great roomMain level15'6'' x 26'0''

Listing Information

MLS®
10377590
Listed
March 2, 2026
Time on market
On the market for 182 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan-Letnick Estates · Data source: CREA DDF.

Description

Welcome to this prestigious and modern home nestled in the highly sought-after Kettle Valley neighborhood. This stunning residence has been crafted with meticulous attention to detail, offering a luxurious living experience. Triple car garage, 5 bedrooms, 6 baths, comfortable living by the open concept design, which revolves around the breathtaking panoramic views of the lake. The heart of the home is the kitchen, featuring an oversized granite island, top-of-the-line appliances, and a separate spice kitchen for all your culinary needs. The main floor boasts master bedroom with a spacious walk-in closet and a luxurious en-suite. The lower level is an entertainer's dream, offering family room with an adjoining wet bar, temperature-controlled glass wine cellar and home theater. The property showcases top-notch finishing touches, including wide plank hardwood floors, high-quality finishing, custom millwork, and automatic blinds. Located in Kettle Valley, enjoy access to miles of scenic hiking trails, allowing you to connect with nature, surrounded by world-class wineries and golf courses. A quick drive will take you to a nearby shopping center and beaches. Home is located in one of the best school catchments - OKM (Okanagan Mission Secondary), also it's 3 mins drive to Chute Lake Elementary school. This remarkable home offers a perfect blend of luxury, comfort, and convenience, making it an ideal place to call home. Original house plans had space for a pool. (id:63159)

Values & Trends

This listing

$617/sqft

Building average

No other active listings in this building

Kettle Valley average

$476/sqft

32 active listing(s)

Parking: 9 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chute Lake ElementaryElementary1.1 km
Lakeside School Kelowna(Independent)Elementary3.5 km
Canyon Falls Middle SchoolMiddle3.8 km
Okanagan Mission SecondaryElementary4.1 km
Anne McClymont ElementaryElementary4.1 km
Bellevue Creek ElementaryElementary4.2 km
Dorothea Walker ElementaryElementary4.9 km
de l'Anse-au-sableK-125.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Mountainside Park399 m
  • McCarren Park540 m
  • Providence Park634 m
  • Jewel Park648 m
  • Winslow Park707 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($596,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,384,000.00
Periodic payment — Principal & Interest (monthly)$15,380.76
Additional monthly expenses (strata, tax, utilities, etc.)$1,133.91
Total monthly cost$16,514.67
Interest paid over 5-yr term$683,261.25
Balance at end of term$2,144,415.71

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$596,000
Stress test qualifying rate8.09%
Payment you must qualify for$18,332.13

Cash Needed at Closing

Minimum down payment$596,000
Estimated BC PTT$67,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$664,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information