Property Type: OtherOwnership: Freehold

5600 ADAMS WEST FS Road Unit# LOT 4

Adams Lake, BC V0E2E0

$650,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.5 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Strata / maintenance fee
$175/mo
Annual property tax
$4,064.14

Maintenance Fee Includes

Management

Also included: Insurance

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront on lake

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10392702
Listed
June 26, 2026
Time on market
On the market for 66 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

Welcome to Mac's Landing, at Marnie's Bay Resort on Adams Lake. Fully serviced bareland strata ($175/month), build ready lot with community septic, community water with access to marina & boat launch. One of 2 remaining waterfront lots. This property is .50 acres and has incredible panoramic views of Adams Lake and surrounding mountain scape. Build site offers options for amazing walk-out rancher home w/access to your private beach. This community offers flexibility & space for your family to enjoy all the recreational possibilities. Adams Lake is approximately 65 kms long, with many white sand beaches. There are marine parks to enjoy along with fantastic fishing (Lake, Bull and Rainbow Trout) and the warm water in the summer months is perfect for boating and other water sports. Contact us for the information package on the community, operations & rental requirements. Exempt from Foreign Buyers Ban! (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

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Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$520,000.00
Periodic payment — Principal & Interest (monthly)$3,354.86
Additional monthly expenses (strata, tax, utilities, etc.)$513.68
Total monthly cost$3,868.54
Interest paid over 5-yr term$149,033.49
Balance at end of term$467,741.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,690.69

Cash Needed at Closing

Minimum down payment$40,000
Estimated BC PTT$11,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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