Property Type: Detached HouseOwnership: Freehold

5676 LOWDEN ROAD

Horsefly, BC V1J3A1

$350,000

3 bed1 bath2,097 sqftBuilt 1956
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
3.54 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$733.53 (2025)

Interior

Basement
Partial
Heating
Forced air, Propane, Wood
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Concrete Perimeter
Roof
Metal, Conventional

Parking

Features
Open, RV

Room Dimensions

RoomLevelDimensions
Dining roomMain level
KitchenMain level
Living roomMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Main level
StorageBasement
Recreational, Games roomBasement
Utility roomBasement

Listing Information

MLS®
R3114888
Listed
April 22, 2026
Time on market
On the market for 131 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Crosina Realty Ltd. · Data source: CREA DDF.

Description

This isn't your polished, cookie-cutter listing-and that's exactly the point. If you've been looking for space, privacy, and a property you can actually use, this 3.54- acre setup in Horsefly might be the one. With multiple outbuildings, a large shop, and room for animals, projects, or toys, the potential here is huge. The home is functional and ready for your ideas. But for the right buyer, that's where the opportunity is. Tucked into a quiet area and just minutes from lakes and trails, this is your chance to build something your way - without paying a premium for someone else's vision. (id:63159)

Values & Trends

This listing

$167/sqft

Building average

No other active listings in this building

Horsefly average

$448/sqft

13 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Williams Lake

Partly Cloudy

15°C

Partly Cloudy

Humidity 70%

Wind ESE 19 km/h

Tonight

10°

Tuesday

23°

Tuesday night

13°

Wednesday

23°

Wednesday night

12°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Horsefly Elem-Jr SecondaryElementary/Middle1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($17,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$280,000.00
Periodic payment — Principal & Interest (monthly)$1,806.46
Additional monthly expenses (strata, tax, utilities, etc.)$166.13
Total monthly cost$1,972.59
Interest paid over 5-yr term$80,248.80
Balance at end of term$251,860.91

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$17,500
Stress test qualifying rate8.09%
Payment you must qualify for$2,556.81

Cash Needed at Closing

Minimum down payment$17,500
Estimated BC PTT$5,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information