Property Type: Detached HouseOwnership: Freehold

570 Cumberland Pl

Nanaimo, BC V9T4S5

$1,185,000

3 bed3 bath3 parking2,300 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
House
Lot size
8,331 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,414

Interior

Heating
Heat Pump, Forced air, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
3 — covered indicated
Features
Garage

Room Dimensions

RoomLevelDimensions
EntranceLower level8'9 x 13'10
DenLower level11'6 x 12'1
BathroomAdditional AccommodationX
Living roomAdditional Accommodation9'4 x 11'2
BedroomAdditional Accommodation10'7 x 12'4
Laundry roomLower level7'2 x 11'6
BathroomMain level3-Piece
BedroomMain level11'2 x 13'4
EnsuiteMain level5-Piece
Primary BedroomMain level13'4 x 16'4
Dining roomMain level10'3 x 15'5
KitchenMain level12'1 x 13'8
Living roomMain level14'7 x 15'5

Listing Information

MLS®
1030781
Listed
April 2, 2026
Time on market
On the market for 151 days
Data last synced
August 28, 2026

Listing provided by: REMAX Professionals (NA) · Data source: CREA DDF.

Description

STUNNING OCEAN & MOUNTAIN VIEWS! This immaculate executive residence overlooks Departure Bay and features expansive windows to capture panoramic vistas and natural light. The gourmet kitchen offers oak cabinetry, granite counters, and a functional layout, while the elegant dining room with skylights opens to a rear patio. A cozy wood-burning fireplace and access to a sunny south-facing deck highlight the living room. The spacious primary suite has a luxurious 5-pce ensuite and generous wardrobe. A second bedroom with private patio and modern main bath complete the main floor. Downstairs features a vaulted entry, den, laundry room, and a beautifully appointed IN-LAW or GUEST SUITE with ensuite, kitchenette, and sitting area. With 2,300 sqft of finished space, composite decking, hardwood floors, and mature landscaping, this home is a rare find. The upper garden with fruit trees, gardens, and a spectacular view towards Vancouver includes a deck which is accessed by spiral staircase. Measurements approx. (id:63159)

Values & Trends

This listing

$515/sqft

Building average

No other active listings in this building

Departure Bay average

$475/sqft

37 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Departure Bay ElementaryElementary1.2 km
Hammond Bay ElementaryElementary2.1 km
Cilaire ElementaryElementary2.3 km
Rock City ElementaryElementary2.4 km
OceaneElementary2.7 km
Wellington SecondarySecondary2.9 km
Frank J. Ney ElementaryElementary3.2 km
Discover Montessori School(Independent)Elementary/Middle3.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Nottingham Drive Park · 356 Nottingham Drive322 m
  • Nottingham Park 3364 m
  • Robin's Den Park364 m
  • Prince John Way Beach Access · 3094 Hammond Bay Road372 m
  • Nottingham Park 2 · 454 Nottingham Drive434 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($93,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$948,000.00
Periodic payment — Principal & Interest (monthly)$6,116.17
Additional monthly expenses (strata, tax, utilities, etc.)$732.83
Total monthly cost$6,849.01
Interest paid over 5-yr term$271,699.53
Balance at end of term$852,729.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$93,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,393.25

Cash Needed at Closing

Minimum down payment$93,500
Estimated BC PTT$21,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$116,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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