Property Type: Detached HouseOwnership: Freehold

5720 Hartnell Road Lot# 1

Vernon, BC V1B3J5

$1,229,000

4 bed3 bath2 parking3,569 sqftBuilt 2017
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
2.69 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,550

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

View
City view, Lake view, Valley view

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
WorkshopLower level19'1'' x 18'2''
Utility roomLower level13'5'' x 21'4''
StorageLower level14'2'' x 21'7''
Family roomLower level15'11'' x 25'4''
BedroomLower level13'9'' x 11'1''
BedroomLower level11'4'' x 16'
Full bathroomLower level7'7'' x 9'2''
Laundry roomMain level7'2'' x 6'4''
DenMain level12'1'' x 11'0''
Dining roomMain level8'0'' x 14'11''
BedroomMain level12'1'' x 11'0''
Full ensuite bathroomMain level9'8'' x 7'11''
Full bathroomMain level7'9'' x 11'0''
Primary BedroomMain level15'1'' x 16'1''
Living roomMain level21'0'' x 16'8''
KitchenMain level14'1'' x 13'7''

Listing Information

MLS®
10387324
Listed
May 13, 2026
Time on market
On the market for 110 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Nestled on 2.7 acres of private, treed serenity, this custom-built 4-bedroom, 3-bathroom rancher (2019) offers the perfect blend of luxury, functionality, and nature. The bright, open-concept main level showcases panoramic lake and valley views and seamless indoor-outdoor living. A massive covered deck extends your entertaining space, perfect for soaking in the scenery year-round. The daylight walkout basement adds incredible versatility, featuring a wet bar area (potential for a suite), tons of storage, and an 18’ x 19’ workshop with exterior access—ideal for hobbyists or extra workspace. Need more? There’s ample room to build a detached shop or carriage home! Located in sought-after North BX, this property is a haven for outdoor enthusiasts, with Crown Land nearby for hiking, biking, and exploring—yet still just minutes from town and all amenities. Privacy, views, and endless possibilities—this is the Okanagan lifestyle at its best! (id:63159)

Values & Trends

This listing

$344/sqft

Building average

No other active listings in this building

North BX average

$486/sqft

20 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
B X ElementaryElementary2.3 km
Vernon Christian School(Independent)K-124.2 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle4.9 km
Silver Star ElementaryElementary5.1 km
Harwood ElementaryElementary5.2 km
Hillview ElementaryElementary5.5 km
Vernon SecondaryElementary5.9 km
W.L. Seaton SecondarySecondary6.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($97,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$983,200.00
Periodic payment — Principal & Interest (monthly)$6,343.27
Additional monthly expenses (strata, tax, utilities, etc.)$557.17
Total monthly cost$6,900.44
Interest paid over 5-yr term$281,787.95
Balance at end of term$884,391.58

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$97,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,697.76

Cash Needed at Closing

Minimum down payment$97,900
Estimated BC PTT$22,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$121,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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