Property Type: Detached HouseOwnership: Freehold

574 Gowen Place

Kelowna, BC V1W5B4

$969,000

3 bed3 bath5 parking2,754 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.14 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,750

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Insert
Flooring
Hardwood, Carpeted, Ceramic Tile

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage, Heated Garage

Room Dimensions

RoomLevelDimensions
Dining roomMain level13'7'' x 7'7''
KitchenMain level12'6'' x 12'1''
Laundry roomMain level7'9'' x 6'8''
Living roomMain level15'9'' x 15'1''
OfficeMain level13'5'' x 11'11''
Primary BedroomMain level15'3'' x 14'
3pc BathroomLower level
BedroomLower level11'3'' x 10'11''
DenLower level11'2'' x 9'8''
BedroomMain level11'1'' x 10'7''
Family roomLower level16'5'' x 12'5''
4pc BathroomMain level
KitchenMain level11'5'' x 9'11''
Recreation roomLower level18'1'' x 13'8''
3pc Ensuite bathMain level
StorageLower level10'10'' x 10'9''

Listing Information

MLS®
10392648
Listed
July 3, 2026
Time on market
On the market for 59 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Welcome to 574 Gowen Place, tucked away on a quiet cul-de-sac in Kelowna's highly desirable Upper Mission. This thoughtfully designed home offers exceptional outdoor living and the flexibility of a spacious one-bedroom in-law suite with its own private entrance—ideal for extended family, guests, or additional mortgage support. The bright and inviting main level features an open-concept layout with large windows that fill the home with natural light. The well-appointed kitchen offers quality cabinetry, smart storage, and a functional design that flows seamlessly into the dining and living areas, creating an ideal space for both everyday living and entertaining. Step outside onto the expansive covered deck, the perfect place to enjoy summer barbecues, relax with your morning coffee, or unwind in the evening. Downstairs, the self-contained one-bedroom suite includes a full kitchen, bathroom, generous living space, and a large covered patio with a separate entrance, offering privacy and versatility for a variety of living arrangements. Recent updates include a newer furnace, hot water tank, and an on-demand hot water system, providing added comfort and peace of mind. Located just minutes from excellent schools, parks, hiking trails, wineries, shopping, and all the amenities the Upper Mission has to offer, this home presents an outstanding opportunity in one of Kelowna's most sought-after neighbourhoods. (id:63159)

Values & Trends

This listing

$352/sqft

Building average

No other active listings in this building

Upper Mission average

$876/sqft

64 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chute Lake ElementaryElementary1.3 km
Lakeside School Kelowna(Independent)Elementary1.7 km
Okanagan Mission SecondaryElementary1.9 km
Canyon Falls Middle SchoolMiddle1.9 km
Bellevue Creek ElementaryElementary2.0 km
Anne McClymont ElementaryElementary2.0 km
Dorothea Walker ElementaryElementary2.7 km
de l'Anse-au-sableK-123.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Summerhill Winery670 m

Parks (2)

  • Southridge Open Space639 m
  • Rembler Creek Park651 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($71,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$775,200.00
Periodic payment — Principal & Interest (monthly)$5,001.33
Additional monthly expenses (strata, tax, utilities, etc.)$617.17
Total monthly cost$5,618.49
Interest paid over 5-yr term$222,174.55
Balance at end of term$697,294.91

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$71,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,898.39

Cash Needed at Closing

Minimum down payment$71,900
Estimated BC PTT$17,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$90,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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