Property Type: Detached HouseOwnership: Freehold

5754 TROUT LAKE ROAD

Halfmoon Bay, BC V7Z1H1

$599,000

3 bed2 bath3 parking1,240 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Lot size
120 x 140
Frontage
120 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,257.27 (2026)

Interior

Heating
Baseboard heaters, Electric
Fireplace
None

Parking

Total spaces
3

Listing Information

MLS®
R3144374
Listed
July 8, 2026
Time on market
On the market for 54 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: RE/MAX City Realty · Data source: CREA DDF.

Description

This is an excellent opportunity to build sweat equity in a great location. This one-level, three-bedroom, two-bathroom rancher offers a private yard with plenty of space for gardening and outdoor living. The property is within walking distance of the beach and the Halfmoon Bay store and cafe. It is also a convenient 10-minute drive to Sechelt, providing easy access to shopping, restaurants, the seaplane, and the hospital. Whether you are looking to get into the market or are ready for a renovation project, this home is worth a look. (id:63159)

Values & Trends

This listing

$483/sqft

Building average

No other active listings in this building

Halfmoon Bay average

$715/sqft

31 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Halfmoon Bay ElementaryElementary3.9 km
West Sechelt ElementaryElementary8.6 km
Kinnikinnick ElementaryElementary9.7 km
Secondaire ChatelechSecondary10.9 km
Chatelech SecondaryElementary10.9 km
du PacifiqueElementary11.1 km
Madeira Park ElementaryElementary14.7 km
Pender Harbour Elem-SecondaryK-1214.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Redrooffs Circle Trail · 5678 Mintie Road347 m
  • George Cormack Park · 5655 Mintie Road424 m

Nearby places data: © OpenStreetMap contributors.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$333.44
Total monthly cost$3,425.07
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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