Property Type: Condo / ApartmentOwnership: Freehold / Strata

5820 89th Street Unit# 301

Osoyoos, BC V0H1V1

$449,000

3 bed2 bath1 parking1,423 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
Apartment
Stories
2

Ownership & Fees

Property type
Condo / Apartment
Ownership
Freehold / Strata
Strata / maintenance fee
$294/mo
Annual property tax
$2,819.45

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Carpeted

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view, View of water, View (panoramic)

Building

Roof
Asphalt shingle, Other, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Covered

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomMain level2'9'' x 4'10''
Primary BedroomMain level13'7'' x 13'5''
Living roomMain level13'1'' x 18'10''
KitchenMain level9'9'' x 17'0''
Dining roomMain level10'1'' x 10'1''
BedroomMain level9'7'' x 11'6''
BedroomMain level15'1'' x 10'2''
4pc BathroomMain level
3pc Ensuite bathMain level

Listing Information

MLS®
10378349
Listed
March 6, 2026
Time on market
On the market for 178 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Realty Solutions · Data source: CREA DDF.

Description

Top-floor, end-unit penthouse condo with beautiful panoramic lake views—directly across from the beach! Enjoy long summer afternoons and warm Osoyoos evenings from the spacious front deck, perfectly positioned for sunny mornings and shaded afternoons. This bright 3-bedroom, 2-bathroom home offers a functional layout filled with natural light thanks to its south-end, top-floor location and extra windows. The living room features a cozy gas fireplace, while the primary suite includes a full ensuite. Two additional well-sized bedrooms and another full bathroom provide great flexibility for family or guests. The kitchen offers ample cabinetry, stainless steel appliances, excellent storage, and convenient in-suite laundry—all on one level. Includes covered carport parking, a separate storage shed, and guest parking. Pet-friendly (one cat or dog). Fantastic central location just steps to shopping, a local bakery, golf, and wineries. Ideal as a low-maintenance getaway or full-time lakeview home. Quick possession available! (id:63159)

Values & Trends

This listing

$316/sqft

Building average

No other active listings in this building

Osoyoos average

$245/sqft

135 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 77%

Wind NNE 5 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary606 m
Osoyoos SecondarySecondary879 m
Senpaq'cin School(Independent)Elementary17.8 km
Tuc-el-Nuit ElementaryElementary18.5 km
Southern Okanagan SecondarySecondary18.7 km
Southern Okanagan AltSecondary18.7 km
Oliver ElementaryElementary18.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Legion Beach Park305 m
  • Unnamed455 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$359,200.00
Periodic payment — Principal & Interest (monthly)$2,317.44
Additional monthly expenses (strata, tax, utilities, etc.)$599.85
Total monthly cost$2,917.29
Interest paid over 5-yr term$102,947.75
Balance at end of term$323,101.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,450
Stress test qualifying rate8.09%
Payment you must qualify for$3,280.02

Cash Needed at Closing

Minimum down payment$22,450
Estimated BC PTT$6,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,930

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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