Property Type: Detached HouseOwnership: Freehold

5901 HORSE LAKE ROAD

Horse Lake, BC V0K2E3

$499,000

3 bed2 bath1,440 sqftBuilt 1971
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.98 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,695.23 (2025)

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
KitchenMain level
Living roomMain level
Primary BedroomMain level
Bedroom 2Main level
Recreational, Games roomLower level
Bedroom 3Lower level
Laundry roomLower level
Flex SpaceLower level

Listing Information

MLS®
R3145057
Listed
July 10, 2026
Time on market
On the market for 52 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

RENOVATING DONE RIGHT! Updated top to bottom, this move-in ready home sits on just shy of 1 acre only 5 minutes to town and just minutes from Horse Lake for all your recreation desires—boating, fishing, and year-round outdoor fun. The main floor offers 2 bedrooms, 1 bath, and a bright open concept living area. Downstairs features 1 bedroom, 1 bath, rec room, and laundry with private entrance. Suite potential, just add a kitchen and you've got a perfect place for family, guests, or revenue potential. Almost fully fenced backyard with 12x20 detached shed and sundeck overlooking the expansive fully flat & usable backyard. Updates include: new drilled well (water testing records available), siding, windows, fully re-done interior, furnace & hot water tank. This one is truly turnkey! (id:63159)

Values & Trends

This listing

$347/sqft

Building average

No other active listings in this building

Horse Lake average

$389/sqft

9 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 60%

Wind ESE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Peter Skene Ogden SecondarySecondary5.8 km
PSO Outback StorefrontSecondary5.8 km
100 Mile House ElementaryElementary5.9 km
Horse Lake ElementaryElementary7.6 km
Mile 108 ElementaryElementary14.5 km
Forest Grove ElementaryElementary19.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,200.00
Periodic payment — Principal & Interest (monthly)$2,575.50
Additional monthly expenses (strata, tax, utilities, etc.)$213.27
Total monthly cost$2,788.77
Interest paid over 5-yr term$114,411.87
Balance at end of term$359,081.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,645.28

Cash Needed at Closing

Minimum down payment$24,950
Estimated BC PTT$7,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information