Property Type: Detached HouseOwnership: Freehold

5977 DEMPSEY LAKE ROAD

Lac La Hache, BC V0K1T0

$475,000

5 bed3 bath2,166 sqftBuilt 2007
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Amenities

Also listed: Fireplace(s)

Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
1.29 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,445.4 (2025)

Interior

Basement
Full
Heating
Radiant/Infra-red Heat, Propane
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Composite Siding
View
Lake view
Waterfront
Waterfront

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Garage, Open

Room Dimensions

RoomLevelDimensions
FoyerMain level
OtherMain level
KitchenMain level
Dining roomMain level
Living roomMain level
Flex SpaceMain level
Bedroom 2Above
Bedroom 3Above
Bedroom 4Above
Bedroom 5Above
Primary BedroomAbove
Flex SpaceBasement
Utility roomBasement

Listing Information

MLS®
R3064843
Listed
November 5, 2025
Time on market
On the market for 299 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: REMAX 100 · Data source: CREA DDF.

Description

Experience the best of off-grid living on beautiful Timothy Lake. This 5-bedroom, 3-bathroom home sits on 1.29 acres with 128 feet of low-bank waterfront and nearly 2,200 square feet of finished living space. The open-concept kitchen, dining, and living area offers plenty of room to gather, complemented by Hardy Board siding, LED lighting, and a spacious sundeck overlooking the lake. You’d never know you’re off grid with a fully engineered septic system, complete dock setup, 6500 Honda generator, and propane systems throughout—three furnaces, a fireplace insert, and a kitchen range. The 22' x 30' enclosed garage adds excellent storage or workspace. Listed below assessed value, this exceptional waterfront home delivers quality, comfort, and unbeatable value. This is a must see! (id:63159)

Values & Trends

This listing

$219/sqft

Building average

No other active listings in this building

Lac La Hache average

$337/sqft

19 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Forest Grove ElementaryElementary12.3 km
Mile 108 ElementaryElementary14.5 km
Lac La Hache ElementaryElementary17.5 km
100 Mile House ElementaryElementary22.2 km
PSO Outback StorefrontSecondary22.7 km
Peter Skene Ogden SecondarySecondary23.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$380,000.00
Periodic payment — Principal & Interest (monthly)$2,451.63
Additional monthly expenses (strata, tax, utilities, etc.)$395.12
Total monthly cost$2,846.75
Interest paid over 5-yr term$108,909.09
Balance at end of term$341,811.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,750
Stress test qualifying rate8.09%
Payment you must qualify for$3,469.95

Cash Needed at Closing

Minimum down payment$23,750
Estimated BC PTT$7,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,750

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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