Property Type: Land / LotOwnership: Freehold

6 DEMPSEY Place

Elkford, BC V0B1H0

$79,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.24 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$635

Interior

Fireplace
None

Listing Information

MLS®
10382155
Listed
April 7, 2026
Time on market
On the market for 146 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Elk Valley Realty · Data source: CREA DDF.

Description

Build your dream home on this amazing .242 of an acre lot located in the quiet and newly developing Dempsey Place cul-de-sac. The views from the lot are breathtaking! Hiking/wilderness trails footsteps away and no time frame to build. Adjacent lot also for sale. Call your trusted REALTOR today! (id:63159)

Location Insights

Weather

Nearest station: Sparwood

Mainly Sunny

12°C

Mainly Sunny

Humidity 69%

Wind E 10 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

2,749

(2021 Census)

+10% since 2016

Density: 25.4/km²

Dwellings: 1,602

Median household income: $117,000

After-tax: $97,000

Immigrant population: 7.5%

Top countries of origin (% of total population)

  • United Kingdom1.1% · 30
  • Philippines0.7% · 20
  • Mexico0.4% · 10
  • United States of America0.4% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rocky Mountain ElementaryElementary734 m
Elkford Elementary SecondaryElementary818 m

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Chipmunk Park310 m
  • Disc Golf Park400 m
  • Stellar Jay Park487 m
  • Cascade Park515 m
  • Caribou Park561 m

Nearby places data: © OpenStreetMap contributors.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($3,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$63,200.00
Periodic payment — Principal & Interest (monthly)$407.74
Additional monthly expenses (strata, tax, utilities, etc.)$52.92
Total monthly cost$460.66
Interest paid over 5-yr term$18,113.30
Balance at end of term$56,848.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$3,950
Stress test qualifying rate8.09%
Payment you must qualify for$577.11

Cash Needed at Closing

Minimum down payment$3,950
Estimated BC PTT$790
Legal / closing costs (typical estimate)$1,500
Total cash needed$6,240

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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