Property Type: Detached HouseOwnership: FreeholdNEW LISTING

601 Richards Street

Nelson, BC V1L5J7

$749,900

6 bed2 bath2 parking2,025 sqftBuilt 1952
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Property Details

Property & Lot

Sub-type
House
Style
Multi-level
Stories
3
Lot size
0.14 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,958.67

Interior

Heating
Baseboard heaters, Forced air
Fireplace
None

Exterior & Lot

Exterior features
Wood, Stone
Fencing
Fence

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
011-163-054

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation7'5'' x 9'7''
BedroomAdditional Accommodation14'3'' x 11'1''
Primary BedroomAdditional Accommodation13'5'' x 8'8''
Living roomAdditional Accommodation11'10'' x 18'9''
KitchenAdditional Accommodation8'5'' x 8'10''
OfficeSecond level6'11'' x 12'4''
BedroomSecond level10'6'' x 16'3''
BedroomSecond level11'8'' x 16'3''
Full bathroomMain level5'6'' x 9'4''
BedroomMain level9'6'' x 9'11''
Primary BedroomMain level9'5'' x 14'3''
Living roomMain level15'4'' x 14'11''
KitchenMain level14'2'' x 9'7''

Listing Information

MLS®
10398928
Listed
August 27, 2026
Time on market
On the market for 4 days
Data last synced
August 31, 2026

Listing provided by: Royal LePage Rosling Realty · Data source: CREA DDF.

Description

Charming home with suite in desirable Uphill Nelson! Nestled on a spacious 50x120 corner lot in the sought-after Uphill neighbourhood of Nelson, BC. This property offers an excellent opportunity for investors or those seeking a mortgage helper and room for future lot development. The primary unit utilizes an efficient open-concept main floor layout connecting the kitchen and central living space, a full 3-piece bathroom and two main-level rooms tailored for flexible use as bedrooms, a dedicated home office, or main-floor laundry. The upper level offer two full-sized bedrooms with an additional smaller space ideal for a nursery or quiet workspace. Step out onto an exterior deck for sunset and lake views. The ground-level two-bedroom legal suite delivers immediate revenue generation. The home has seen key utility upgrades, including replaced water and sewer lines alongside an updated furnace. The expansive corner lot layout opens the distinct possibility for a future laneway house (pending municipal approvals). Located steps from Uphill trailheads leading into Nelson’s world-class mountain biking network. Historic Baker Street’s local dining and retail, area elementary schools, and public transit are all within walking distance, while Whitewater Ski Resort is located just 25 minutes away. Outside, the fully fenced yard features established fruit trees, garden spaces, and ample room for gear storage. Book your viewing today! (id:63159)

Values & Trends

This listing

$370/sqft

Building average

No other active listings in this building

Nelson average

$482/sqft

82 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Trafalgar Middle SchoolMiddle551 m
South Nelson ElementaryElementary643 m
St Joseph School(Independent)Elementary/Middle801 m
WildflowerElementary/Middle888 m
ReachSecondary888 m
Rosemont Elementary SchoolElementary1.3 km
Hume Elementary SchoolElementary2.0 km
L V Rogers SecondarySecondary2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Lion's Uphill Park421 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($49,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$599,920.00
Periodic payment — Principal & Interest (monthly)$3,870.48
Additional monthly expenses (strata, tax, utilities, etc.)$514.22
Total monthly cost$4,384.70
Interest paid over 5-yr term$171,938.80
Balance at end of term$539,629.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,382.06

Cash Needed at Closing

Minimum down payment$49,990
Estimated BC PTT$12,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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