Property Type: Detached HouseOwnership: Freehold

605 Sixth Avenue

Lardeau, BC V0G1M0

$1,200,000

2 bed1 bath4 parking816 sqftBuilt 2005
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.36 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,375.89

Interior

Heating
Baseboard heaters, Stove, Wood
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Concrete, Vinyl

Exterior & Lot

Exterior features
Metal, Other
View
Lake view, Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — uncovered indicated
Features
RV

Room Dimensions

RoomLevelDimensions
Dining roomMain level12'6'' x 7'
OtherSecondary Dwelling Unit9' x 11'
Full bathroomSecondary Dwelling Unit4'6'' x 11'
BedroomSecondary Dwelling Unit9' x 11'
KitchenSecondary Dwelling Unit11' x 24'
BedroomMain level8'3'' x 10'
Full bathroomMain level5'6'' x 10'
Primary BedroomMain level10' x 10'
Living roomMain level12'6'' x 18'
KitchenMain level12'6'' x 7'

Listing Information

MLS®
10377218
Listed
March 9, 2026
Time on market
On the market for 175 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Kaslo) · Data source: CREA DDF.

Description

Kootenay Lake waterfront in Lardeau. Set on 0.36 acres with approximately 85 feet of sandy beach frontage, this private Kootenay Lake property offers a flexible opportunity in the North Kootenay/Lardeau Valley. The layout includes two separate dwellings: an 816 sq ft main home and a detached additional dwelling with its own kitchen, bedroom, bath, and deck. Ideal for shared ownership, multi-generational use, or a recreational waterfront retreat, the configuration provides independence and privacy for two parties. The main residence features open-concept living with wood-burning stove and direct access to outdoor entertaining space. The detached dwelling offers comfortable guest accommodation with lake and mountain views. The landscaped lakefront lot includes raised garden beds, fire pit area, storage, underground utilities, community water, septic system, fiber optic internet, backup generator, and two mooring buoys. Located near Davis Creek Park, Meadow Creek, and year-round recreation including boating, hiking, fishing, and skiing, this is a true Lardeau waterfront holding on Kootenay Lake. (id:63159)

Values & Trends

This listing

$1,471/sqft

Building average

No other active listings in this building

Kaslo North to Gerrard average

$334/sqft

4 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 68%

Wind NE 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Jewett ElementaryElementary10.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($95,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$960,000.00
Periodic payment — Principal & Interest (monthly)$6,193.59
Additional monthly expenses (strata, tax, utilities, etc.)$238.99
Total monthly cost$6,432.59
Interest paid over 5-yr term$275,138.76
Balance at end of term$863,523.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$95,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,497.06

Cash Needed at Closing

Minimum down payment$95,000
Estimated BC PTT$22,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information