Property Type: Land / LotOwnership: Freehold

6051 Oyama Lake Road

Oyama, BC V4V2C9

$629,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
12.99 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,775.92

Interior

Fireplace
None

Exterior & Lot

Waterfront
Waterfront on creek

Listing Information

MLS®
10388601
Listed
May 22, 2026
Time on market
On the market for 101 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

A vast, untouched mountainside parcel nestled along a quiet rural road, where the only soundtrack is the wind through the trees. Absolute freedom to build your dream footprint, whether that means a sprawling modern farmhouse or a minimalist eco-retreat. Positioned perfectly on the slope, a selective tree-clearing will unveil a truly exceptional, million-dollar view of Kalamalka and Wood Lakes below. This isn't just acreage; it’s a rare chance to claim a piece of the mountain, catch unforgettable sunsets, and design a lifestyle of pure tranquility just a short drive from town. (id:63159)

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary2.8 km
Peter Greer ElementaryElementary8.7 km
Davidson Road ElementaryElementary8.8 km
George Elliot SecondarySecondary9.1 km
HS Grenda Middle SchoolMiddle9.2 km
Kidston ElementaryElementary14.7 km
Kalamalka SecondaryElementary14.9 km
Okanagan Landing ElementaryElementary15.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

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Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$503,200.00
Periodic payment — Principal & Interest (monthly)$3,246.48
Additional monthly expenses (strata, tax, utilities, etc.)$231.33
Total monthly cost$3,477.80
Interest paid over 5-yr term$144,218.57
Balance at end of term$452,630.03

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,545.35

Cash Needed at Closing

Minimum down payment$37,900
Estimated BC PTT$10,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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