Property Type: Land / LotOwnership: Freehold

6145 Parnaby Road (Lot A9)

Cranbrook, BC V1C0C2

$285,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
1.92 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$3,500

Interior

Fireplace
None

Listing Information

MLS®
10340859
Listed
March 28, 2025
Time on market
On the market for 521 days
Data last synced
August 28, 2026

Listing provided by: LandQuest Realty Corp. (Interior) · Data source: CREA DDF.

Description

Build your dream home on this beautiful 1.92-acre lot in Shadow Mountain Estates, a master-planned community just minutes from Cranbrook. Lot 9 features flat, buildable land, making it ideal for a smooth and straightforward build. Located near the St. Mary River, this future parcel is surrounded by natural beauty. There are 24 spacious lots available ranging from 0.77–6.43 acres, all of which will be fully serviced with municipal water, sewer, underground power, natural gas, and paved road access. Development is underway, with completion anticipated in summer 2025, giving you time to plan and design your perfect home. Owners will enjoy access to shared private greenspace along the river for fishing, relaxing, and enjoying the outdoors. Located close to world-class golf, skiing, hiking trails, and only 7 minutes from the Canadian Rockies International Airport, this community offers peaceful acreage living with unbeatable convenience. Current monthly fees: $119 for water/sewer and $35 for the HOA (covers shared road access). These fees will decrease as more homes are built. Property taxes and levy information are not yet available, as Title is expected to registered in June/July. (id:63159)

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 69%

Wind SW 9 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

20,499

(2021 Census)

+2.3% since 2016

Density: 641.2/km²

Dwellings: 9,058

Median household income: $80,000

After-tax: $72,500

Immigrant population: 8.7%

Top countries of origin (% of total population)

  • United Kingdom1.4% · 290
  • United States of America1% · 205
  • Philippines0.9% · 175
  • Germany0.6% · 115
  • Jamaica0.5% · 105
  • South Africa, Republic of0.4% · 90
  • Italy0.4% · 75
  • Ukraine0.3% · 55

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Kootenay Christian Academy(Independent)K-127.2 km
Pinewood ElementaryElementary7.3 km
Steeples ElementaryElementary7.6 km
Mount Baker SecondaryElementary7.8 km
Kootenay Educational ServicesSecondary7.8 km
Laurie Middle SchoolMiddle8.2 km
T M Roberts ElementaryElementary8.7 km
St Mary's Catholic Independent(Independent)Elementary8.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$228,000.00
Periodic payment — Principal & Interest (monthly)$1,470.98
Additional monthly expenses (strata, tax, utilities, etc.)$291.67
Total monthly cost$1,762.65
Interest paid over 5-yr term$65,345.46
Balance at end of term$205,086.74

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,250
Stress test qualifying rate8.09%
Payment you must qualify for$2,081.97

Cash Needed at Closing

Minimum down payment$14,250
Estimated BC PTT$3,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,450

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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