Property Type: Land / LotOwnership: Freehold

6145 Parnaby Road Unit# LOT 14 Lot# 14

Cranbrook, BC V1C0C2

$425,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.87 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$30/mo
Annual property tax
$0

Maintenance Fee Includes

Also included: Other, See Remarks

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, River view

Listing Information

MLS®
10384915
Listed
April 30, 2026
Time on market
On the market for 123 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Rockies West · Data source: CREA DDF.

Description

Welcome to The Estates at Shadow Mountain—one of Cranbrook’s most desirable acreage communities, where space, privacy, and convenience come together. This 0.87-acre fully serviced lot offers a rare opportunity to build in a quiet, established setting just minutes from town. Set along a natural hillside, Lot 14 enjoys added privacy and a unique topography - ideal for a thoughtfully designed home that takes advantage of the surrounding landscape. Located within Cranbrook city limits, you’ll enjoy the ease of full municipal services while still experiencing the feel of country living. Step outside to Shadow Mountain Golf Course, nearby trails, and the St. Mary River, all just moments away - perfect for those who value an active, outdoor lifestyle. With the Canadian Rockies International Airport only a short drive away, this location also works seamlessly for part-time residents or those looking for a lock-and-leave lifestyle. Whether you’re planning your forever home or holding as a strategic land investment, this property offers flexibility, location, and long-term value in one of the East Kootenays’ most sought-after communities. (id:63159)

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 69%

Wind SW 9 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

20,499

(2021 Census)

+2.3% since 2016

Density: 641.2/km²

Dwellings: 9,058

Median household income: $80,000

After-tax: $72,500

Immigrant population: 8.7%

Top countries of origin (% of total population)

  • United Kingdom1.4% · 290
  • United States of America1% · 205
  • Philippines0.9% · 175
  • Germany0.6% · 115
  • Jamaica0.5% · 105
  • South Africa, Republic of0.4% · 90
  • Italy0.4% · 75
  • Ukraine0.3% · 55

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Kootenay Christian Academy(Independent)K-126.0 km
Steeples ElementaryElementary6.4 km
Pinewood ElementaryElementary6.5 km
Mount Baker SecondaryElementary6.8 km
Kootenay Educational ServicesSecondary6.8 km
Laurie Middle SchoolMiddle7.2 km
T M Roberts ElementaryElementary7.9 km
St Mary's Catholic Independent(Independent)Elementary7.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$340,000.00
Periodic payment — Principal & Interest (monthly)$2,193.56
Additional monthly expenses (strata, tax, utilities, etc.)$30.00
Total monthly cost$2,223.56
Interest paid over 5-yr term$97,444.98
Balance at end of term$305,831.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,104.70

Cash Needed at Closing

Minimum down payment$21,250
Estimated BC PTT$6,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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