Property Type: Detached HouseOwnership: Freehold

6178 HIGGINS LAKE ROAD

Deka Lake / Sulphurous / Hathaway Lakes, BC V0K1X3

$400,000

3 bed1 bath2,602 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
5.03 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,015.29 (2026)

Interior

Basement
Unfinished, Partial
Heating
Baseboard heaters, Wood
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Log

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
Mud roomMain level
Laundry roomMain level
Primary BedroomMain level
KitchenMain level
Dining roomMain level
Living roomMain level
Recreational, Games roomMain level
Bedroom 2Above
Bedroom 3Above
FoyerAbove
StorageAbove
StorageAbove
StorageAbove
StorageAbove

Listing Information

MLS®
R3135476
Listed
June 12, 2026
Time on market
On the market for 80 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: REMAX 100 · Data source: CREA DDF.

Description

Log home on five private treed acres backing onto Crown Land and just minutes from Higgins Lake. This property offers privacy, outdoor recreation and long term potential in a sought after wilderness setting known for fishing, hunting and year round adventure. The log home is a solid structure and presents a true TLC opportunity for buyers looking to renovate, refresh and bring their own vision to life. With its classic log construction and natural setting, it is an ideal canvas for a full update or transformation project. Surrounded by nature with direct access to trails and endless outdoor activities, the property is well suited as a recreational base or long term holding. A detached garage carport woodshed and storage shed provide added functionality and storage space. (id:63159)

Values & Trends

This listing

$154/sqft

Building average

No other active listings in this building

Deka Lake / Sulphurous / Hathaway Lakes average

$427/sqft

10 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Horse Lake ElementaryElementary20.1 km
Forest Grove ElementaryElementary24.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$320,000.00
Periodic payment — Principal & Interest (monthly)$2,064.53
Additional monthly expenses (strata, tax, utilities, etc.)$297.94
Total monthly cost$2,362.47
Interest paid over 5-yr term$91,712.92
Balance at end of term$287,841.03

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,000
Stress test qualifying rate8.09%
Payment you must qualify for$2,922.07

Cash Needed at Closing

Minimum down payment$20,000
Estimated BC PTT$6,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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