Property Type: Land / LotOwnership: Freehold

6183 RYDER LAKE ROAD, Ryder Lake

Ryder Lake, BC V4Z1E2

$699,000

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Property Details

Property & Lot

Lot size
5.49 acres
Frontage
498 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$4,366.82 (2025)

Interior

Fireplace
None

Listing Information

MLS®
R3137109
Listed
June 19, 2026
Time on market
On the market for 73 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Truepeak Realty · Data source: CREA DDF.

Description

EXCELLENT OPPORTUNITY. BUILD YOUR OWN DREAM HOME on this 5.4-acre parcel. Zoned RR. Build a home and a secondary residence. Easy access to highway. This is a rare opportunity to build your dream home in one of the most sought after locations in Chilliwack. Sign on property. (id:63159)

Location Insights

Weather

Nearest station: Chilliwack

16°C

Humidity 88%

Wind ENE 2 km/h

Tonight

13°

Tuesday

21°

Tuesday night

13°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Promontory Heights Community ElementaryElementary3.6 km
GW Graham SecondarySecondary4.0 km
Vedder ElementaryElementary4.1 km
Sardis ElementaryElementary4.6 km
Vedder Middle SchoolMiddle4.7 km
Sardis SecondaryElementary5.0 km
Watson ElementaryElementary5.2 km
Tyson ElementaryElementary5.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Chilliwack (SD33)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$363.90
Total monthly cost$3,971.67
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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